Monday, February 27, 2012

TIME TO BUY CAPE CORAL FLORIDA REAL ESTATE NEW LISTING WOWZA!

CAPE CORAL HOME POOL 3 BEDROOM 2 BATH NORTHWEST CAPE CORAL FLORIDA

Stunning

Pool with Kiddie Pool

Entry-Living-Den


Stainless-Solid Surface
 Honey, Stop The Car! You don't want to miss this one. Not a short sale or foreclosure and it shows. Stained glass double front doors welcome you to over 2200 sq ft, 3 bedroom Pool home with Den. Den has a nice sized closet. Neutral ceramic tile and volume ceilings throughout. Formal dining room with coffered ceiling. Master bedroom suite with sliders to screened pool area, 2 walk-in closets, soaking tub, separate walk in shower, large vanity w/ his and hers sinks and doored water closet. Kitchen has stainless steel appliances, solid surface countertops, a huge breakfast bar and dinette area. Open up the Living area with 3 large sliders and enjoy the gorgeous pool and pavered lanai. Split design, w/2 bedrooms & 2nd bath accessible from pool area. Pool has shallow area for the kiddies or your lawn chair. Auto irrigation sprinklers keep the grass and landscape green and lush. Driveway is finished with pavers. This home is squeaky clean and move in ready.  $229,900


Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com

Friday, February 24, 2012

CAPE CORAL FLORIDA REAL ESTATE NEW LISTING 3 BEDROOM 2 BATH POOL HOUSE HOME PROPERTY UNDER 140K

CAPE CORAL FLORIDA REAL ESTATE NEW LISTING 3 BEDROOM 2 BATH POOL HOUSE HOME PROPERTY UNDER 140K

Nice, affordable pool home! The large screened lanai with pool makes for perfect entertaining and more space to enjoy the Florida lifestyle. This home has newer carpeting and tile in the wet areas. Updated cabinets and counter tops in kitchen with breakfast bar. Master bedroom has plenty of room and a walk-in closet New roof in 2005 and the home has been re plumbed.Yard had landscape curbing. Don't hesitate,this home will sell quickly!  $139,000





Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com

CAPE CORAL REAL ESTATE NEW LISTING 3 BED POOL HOUSE HOME PROPERTY UNDER 200K

CAPE CORAL REAL ESTATE NEW LISTING 3 BED POOL HOUSE  HOME PROPERTY

Location, Location. 3 Bedroom, 2 bath, POOL home in the desirable SE Country Club area of Cape Coral. Formal living & dining plus family room with cathedral ceiling. Split bedroom design. Bedrooms 2 & 3 have walk in closets. Fresh white kitchen cabinets and breakfast bar. Ceramic tile throughout kitchen, family room and walkways. Replumbed with PVC. Fantastic heated pool under screened lanai w/ pool bath. Brick pavers and extra deck area under screen, perfect for sunning and entertaining. City water and sewer with all assessments paid. $199,000





Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com

Saturday, February 11, 2012

10 HOTTEST MARKETS FOR OUT OF AREA HOUSE HUNTERS. CAPE CORAL REAL ESTATE FORT MYERS REAL ESTATE FLORIDA COMES IN 4th

Deep price declines have made metropolitan areas in the Sunshine State popular destinations for online house hunters looking to move to a different metro area, according to a quarterly report by real estate search and marketing company Trulia.
Trulia's Metro Movers Report is based on the ratio of inbound property searches onTrulia.com in a given metro area by out-of-area residents, compared to outbound searches by locals. The report examined searches on Trulia.com between Oct. 1, 2011, and Dec. 31, 2011, in U.S. metropolitan areas.
Trulia reported that more than 1 in 3 home searches on the site cross state lines. Seven of the top 10 metro areas where the ratio of inbound searches from out-of-area site visitors to outbound searches from locals was highest were in Florida. All but Riverside-San Bernardino-Ontario, Calif., were in the South.

Where demand among online house hunters is strongest


RankU.S. metropolitan area# inbound searches per outbound search
1Palm Bay-Melbourne-Titusville, Fla.8.8
2Lakeland-Winter Haven, Fla.7.6
3North Port-Bradenton-Sarasota, Fla.6.62
4Cape Coral-Fort Myers, Fla.2.59
5Tulsa, Okla.2.48
6West Palm Beach-Boca Raton-Boynton Beach, Fla.2.46
7Fort Lauderdale-Pompano Beach-Deerfield Beach, Fla.2.44
8Riverside-San Bernardino-Ontario, Calif.2.43
9Charleston-North Charleston-Summerville, S.C.2.4
10Orlando-Kissimmee-Sanford, Fla.2.3

NOTE: The inbound-to-outbound ratio for a metro area divides the number of incoming property searches by out-of-towners, by the number of outgoing property searches by locals looking to leave. So a ratio of 2-to-1 means that there are twice as many searches by out-of-towners in a market than by locals in that market searching outside their market area.

Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com

Friday, February 10, 2012

Valuable Veterans Benefit Information Assisted Living

Little known Veteran's benefit available, that will pay up to 3/4 of a qualified Veterans and/or spouse of a Veteran’s assisted living.

 The applicant can have up to $80,000 in the bank, own a home and car and this program DOES NOT effect any other income or benefits you already have!! I share this because, in this economy, it can be very challenging to care for our family members and there are so many Veterans living in back bedrooms isolated from others because they can’t afford an alternative. 

I hope it helps at least one person live a better quality life while reaping the benefits they so deserve for their service to our country!!!!

Yes, VA Pays for Assisted Living!

Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com

HOME BUILDERS AND THEIR INVESTORS SEE SIGNS OF A TURNAROUND

Homebuilders – and their investors – see signs of a turnaround
WASHINGTON – Feb. 10, 2012 – Barb Jandric, the head of Minnesota’s biggest real estate broker, hasn’t seen the Minneapolis market boost sales without government aid in six years – until a narrow gain in 2011. Ryland Chief Executive Larry Nicholson hasn’t seen a yearly profit since before the recession, but the home builder expects one this year, buoyed by a 31 percent increase in homes on order at year’s end.

Enthusiasm about a housing rebound may be getting out of hand on Wall Street, where stock prices for home builders have jumped 20 percent to 134 percent since August even though housing starts are expected to rise just 15 percent to 20 percent this year.

But as Federal Reserve Chairman Ben Bernanke prepares for a major speech on housing, talk is turning from when housing will hit bottom to whether it’s time to buy housing stocks and count on the sector to propel the economy again.

The housing market still has big problems, from tight credit for all but government-backed loans to a glut of foreclosures expected to hit the market now that the nation’s biggest mortgage servicers have reached a $25 billion settlement with state attorneys general and the federal government. On the other hand, prices are now below historical norms relative to incomes and rents in most of the nation, inventories of homes for sale are down and sales volumes began to pick up late in the year.

“It’s beating on its own heartbeat now,” said Jandric, president of Edina Realty in Edina, Minn. “Our big campaign for this year is to make sure home sellers understand things are different than a year ago. They don’t know the market has been changing for the last six months.”

The stock market was first to pick up the idea that the housing market is turning. Shares of Hovnanian Enterprises, a Red Bank, N.J.-based builder, have led the charge since summer. The caveat, though, is that the stock market has pushed builders’ stocks higher in the fall and early winter for the last eight years in a row, leading to seven disappointments so far once the spring selling seasons failed to show hoped-for improvement, said Buck Horne, an analyst at Raymond James in St. Petersburg, Fla.

“We still see long-term issues that have to be solved before we get back to what we’ve always thought of as normal levels of housing construction,” Horne said.

This year’s gains will still leave construction at less than half its pre-recession pace, he said.

Better profits are beginning to turn around at big real estate companies. Berkshire Hathaway, which owns Edina Realty, said its Home Services of America unit, which owns 22 regional real estate brokerages around the country, saw revenue rise 12 percent in the third quarter as profit doubled to $22 million. Realogy, the franchiser that owns Coldwell Banker and Century 21, also reported that third-quarter sales rose. Both said sales in the first half of the year were below 2010, and neither has released fourth-quarter results yet.

Even builders, who lost up to 90 percent of their stock market value from 2005 through last year, are feeling better. CEOs such as PulteGroup’s Richard Dugas said they expect to return to profitability this year. Attendance at the National Association of Home Builders’ annual trade show in Orlando, which Bernanke will address today, is up 10 percent this year, NAHB Chief Executive Officer Jerry Howard said.

Still, there are warning flags in both the short and the long term. As many as a fifth of contracts to buy new homes are being canceled, usually because of credit concerns, Pulte disclosed in its year-end earnings report. And prices of existing homes were down 5 percent nationwide in December from a year earlier, Trulia.com chief economist Jed Kolko said.

Builders hope Bernanke comes to Orlando and urges Congress to take more steps to help stem foreclosures and refinance mortgages for owners who are current on their payments but can’t snag today’s lower rates because they have no equity in their homes, and prods banks to loosen credit to both builders and home buyers, Howard said.

One sign that smart investors are not counting on the rally to persist: BlackRock, the $3.5 trillion mutual-fund house, is reducing its positions in home-building stocks to take profits, said Robert Doll Jr., its chief equity strategist.

© Copyright 2012 USA TODAY, a division of Gannett Co. Inc., Tim Mullaney, USA TODAY

Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com

GOOD PLACES TO SEE ALLIGATORS IN FLORIDA

Good places to see alligators

A little bit of looking into neighborhood canals or the ditches along appropriately named Alligator Alley (Interstate 75 between Naples and Miami) will occasionally offer a sighting, but don’t get too close. And don’t even think about feeding them — that’s illegal.

If you want to see lots of alligators together, try the Big Cypress National Preserve Oasis Visitor Center. The visitor center is located along U.S. 41, 50 miles west of Miami and 50 miles east of Naples. Preserve headquarters is located near Naples and Everglades City, along U.S. 41, 5 miles east of the State Road 29 intersection. The center is open from 9 a.m. to 4:30 p.m., every day but Christmas. You’ll not only see lots of alligators in the water in front of the building, but also learn more about alligators and where to see them. Staffers can offer information and guidance.

Also try the Gatorama Alligator Farm in Palmdale.

Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com

SANIBEL AND CAPTIVA ISLAND CONSIDERED TWO BEST PLACES IN THE WORLD TO GO SHELLING

What are the best spots for shelling?

Sanibel and Captiva islands are considered two of the best places in the world to go shelling. After all, the islands are made of shells, and countless more wash ashore every day.

The Gulf sides of the islands are ideal locations to fill your buckets or mesh bags. Head to the surf line with your water-friendly shoes (or no shoes) and scoop up the shells you want, or get piles of sand and sift through that. Stir things up with your feet to make sure you don’t miss any shells that are half-buried in the sand. Low tide is the best time of day to find good shells. Storms can wash good ones closer to shore, so check after the storm has passed.

And always remember, it’s illegal to take live shells. If you pick up one that’s alive, gently put it back in the water — don’t throw it.

Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com

Thursday, February 9, 2012

States, banks reach foreclosure-abuse settlement

States, banks reach foreclosure-abuse settlement

WASHINGTON (AP) – Feb. 9, 2012 – U.S. states have reached a $25 billion deal with the nation’s biggest mortgage lenders over foreclosure abuses that occurred after the housing bubble burst.

Federal and state officials announced the deal Thursday. It is the biggest settlement involving a single industry since a 1998 multistate tobacco deal.

Under the agreement, five major banks – Bank of America, JPMorgan Chase, Wells Fargo, Citigroup and Ally Financial – will reduce loans for nearly 1 million households. They will also send checks of $2,000 to about 750,000 Americans who were improperly foreclosed upon. The banks will have three years to fulfill the terms of the deal.

All but one of the 50 states agreed to the deal. Oklahoma, the lone holdout, will receive no money.

The conditions will be overseen by Joseph A. Smith Jr., North Carolina’s banking commissioner. Lenders that violate the deal could face $1 million penalties per violation and up to $5 million for repeat violators.

The settlement ends a painful chapter that emerged from the financial crisis, when home values sank and millions edged toward foreclosure. Many companies processed foreclosures without verifying documents. Some employees signed papers they hadn’t read or used fake signatures to speed foreclosures – an action known as robo-signing.

Under the deal, 49 states said they won’t pursue civil charges related to these types of abuses. Homeowners can still sue lenders in civil court on their own, and federal and state authorities can pursue criminal charges.

“There were many small wrongs that were done here,” said U.S. Housing and Urban Development Secretary Shaun Donovan. “This does not resolve everything. We will be aggressive about going after claims elsewhere.”

Bank of America will pay the most to borrowers as part of the deal – nearly $8.6 billion. Wells Fargo will pay about $4.3 billion, JPMorgan Chase will pay roughly $4.2 billion, Citigroup will pay about $1.8 billion and Ally Financial will pay $200 million. This does not include $5.5 billion in federal and state payments.

The deal also ends a separate investigation into Bank of America and Countrywide for inflating appraisals of loans from 2003 through most of 2009. Bank of America acquired Countrywide in 2008.

“The settlement includes far reaching relief that will help many of our customers and complement our already extensive efforts to improve our borrower assistance efforts and servicing processes,” JPMorgan Chase said in a statement.

The banks and U.S. state attorneys general agreed to the deal late Wednesday after 16 months of contentious negotiations.

New York and California came on board late Wednesday. California has more than 2 million “underwater” borrowers, whose homes are worth less than their mortgages. New York has some 118,000 homeowners who are underwater.

In addition to the payments and mortgage reductions, the deal promises to reshape long-standing mortgage lending guidelines. It will make it easier for those at risk of foreclosure to make their payments and keep their homes.

Those who lost their homes to foreclosure are unlikely to get their homes back or benefit much financially from the settlement.

The settlement would apply only to privately held mortgages issued from 2008 through 2011. Banks own about half of all U.S. mortgages – roughly 30 million loans. Those owned by mortgage giants Fannie Mae and Freddie Mac are not covered by the deal.

Some critics say the proposed deal doesn’t go far enough. They have argued for a thorough investigation of potentially illegal foreclosure practices before a settlement is hammered out.

Under the deal:

• Roughly $1.5 billion for direct payouts, in the form of $2,000 checks, for about 750,000 Americans who were unfairly or improperly foreclosed upon; another $3.5 billion will go directly to states.

• At least $10 billion for reducing mortgage amounts.

• Up to $7 billion for other state homeowner programs.

• At least $3 billion for refinancing loans for homeowners who are current on their mortgage payments but who are underwater.

Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com

Time To Buy Cape Coral Fort Myers Florida’s existing home, condo sales up in 4Q 2011

Florida’s existing home, condo sales up in 4Q 2011

ORLANDO, Fla. – Feb. 9, 2012 – Florida’s existing home and existing condo sales continued their positive trend in fourth quarter 2011, posting gains compared to the same period a year earlier, according to the latest housing statistics from Florida Realtors®.

Existing home sales rose 7 percent in 4Q 2011 with a total of 42,038 homes changing hands statewide; during the same period the year before, a total of 39,355 homes sold, according to Florida Realtors. Statewide sales of existing condos in the fourth quarter rose 4 percent compared to the year-ago sales figure.

Florida’s existing-home median sales price was $132,000 for the three-month period, down only 1 percent from the $133,400 reported in 4Q 2010. The median is a typical market price where half the homes sold for more, half for less.

In the year-to-year quarterly comparison for existing condo sales, 18,558 units sold statewide in the fourth quarter compared to 17,922 units in 4Q 2010 for a 4 percent gain. The statewide existing-condo median sales price was $88,800 in the fourth quarter; a year earlier, it was $84,400 for a 5 percent increase.

“The quarterly numbers continue to show the steady improvement of the housing market in Florida,” says Florida Realtors Chief Economist Dr. John Tuccillo. “The upward movement in sales has been pretty much across the state. Prices have stabilized, and in general, the state’s economy is improving. With that improvement, we expect continued growth in housing activity.”

Mortgage rates continued to hover around historical lows in the fourth quarter. According to Freddie Mac, the national commitment rate for a 30-year conventional fixed-rate mortgage averaged 4.01 percent in 4Q 2011; one year earlier, it averaged 4.41 percent.

The 4Q 2011 sales data release is the last release handled under Florida Realtors’ partnership with the University of Florida’s Bergstrom Center for Real Estate Studies. Beginning with the January 2012 existing sales statistics, Florida Realtors will launch a new statewide housing market reporting partnership with 10K Research and Marketing, a division of the Minneapolis Area Association of Realtors and its Industry Data and Analysis department.

10K will collect and organize housing sales data from the state’s 63 local Realtor organizations. The goal is to provide unique, localized market reports to the local Realtor boards and associations, enabling the groups and their Realtor members to serve as the definitive voice of real estate in their respective local markets.

At the same time, Florida Realtors will provide more comprehensive statewide housing market statistics – but the data series will only include statewide numbers. Beginning with the January 2012 report, Florida Realtors will no longer report any market data for Realtor members’ sales in the state’s metropolitan statistical areas, as had previously been reported.
I Have An Idea.  Buy Florida Real Estate!


Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com

Wednesday, February 8, 2012

Century 21 Makes Splash With Super Bowl Ad with Guests Donald Trump, Deion Sanders and Apolo Anton-Ohno

Century 21 Makes Splash With Super Bowl Ad

CLICK HERE to watch the Century 21 Commercial with Donald Trump


Monday, February 6, 2012 — Century 21 crammed plenty of familiar faces into its 30-second commercial spot during the Super Bowl this year. The Super Bowl commercial featured Donald Trump, Deion Sanders, and Apolo Anton-Ohno being bested in their various expertises by a Century 21 agent. The advertisement was created by Red Tettemer & Parters in Philadelphia.

For years, viewers have tuned into the NFL’s Super Bowl as much to see what the advertisers roll out as how the two teams vying for the sport’s top prize perform. This year is no different. Each time that NBC cuts away from Super Bowl XLVI between the New York Giants and New England Patriots a hush will come over most Super Bowl parties as everyone — and not just the diehard sports fans with a rooting (or betting) interest — focuses entirely on the ads.

While iconic Super Bowl commercials like Apple’s ’1984′ and Coke’s ad starring Mean Joe Greene will be remembered so many more are soon forgotten or, even worse, ridiculed as super fails.

How does this Super Bowl ad stack up?

Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com

Fannie Mae expands online offers for HomePath properties

Fannie Mae expands online offers for HomePath properties

WASHINGTON – Feb. 8, 2012 –Fannie Mae announced the expansion of its “Online Offers” system to collect and manage real estate purchase offers for Fannie Mae-owned properties across the country. Real estate professionals will now submit clients’ offers, receive receipt confirmation and track the status of submitted offers through the HomePath.com website. In November 2010, Fannie Mae launched Online Offers through a pilot program operating only in Orlando, San Diego and Detroit.

“Collecting offers online through HomePath.com will provide greater transparency for homebuyers and their agents,” said Jay Ryan, VP for REO at Fannie Mae. “Our online platform will make it easier to sell properties to owner occupants.”

George Philbeck, a Realtor with Keller Williams Advantage II Realty in Orlando, has used Online Offers since the pilot launched. “With Online Offers, my clients’ offers are guaranteed to make it to the right person at Fannie Mae for review,” says Philbeck. “It has worked very well for me and for my clients.”

HomePath homes are owned by Fannie Mae and include single-family homes, condominiums and town houses. For more information on purchasing a Fannie Mae-owned property through the HomePath Online Offers system, visit http://www.homepath.com/.

Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com

Monday, February 6, 2012

CAPE CORAL REAL ESTATE MARKET IMPROVING ACCORDING TO NAHB

NAHB: Nearly 100 house markets improving

WASHINGTON – Feb. 6, 2012 – The list of housing markets showing measurable improvement expanded by 29 metros in February for a total of 98 entries on the National Association of Home Builders/First American Improving Markets Index (IMI).

With the latest addition of Miami, the list now includes seven Florida cities: Cape Coral, Deltona, Jacksonville, Miami, North Port, Punta Gorda and Tampa. Thirty-six states have at least one metro area that’s improving.

The index lists metropolitan areas that have shown improvement in housing permits, employment and house prices for at least six consecutive months. The February index adds some metropolitan areas that have been particularly weak. The IMI measures improvement from an economic trough, and NAHB says new notable entrants with six months of an upswing include Miami along with Boston; Detroit; Kansas City, Mo.; Portland, Ore.; Memphis, Tenn.; and Salt Lake City.

“The number of improving housing markets has risen for six consecutive months,” says NAHB Chairman Bob Nielsen. “Despite the many challenges that continue to drag on a housing recovery – including the tight lending environment for builders and buyers – improving conditions are slowly but surely spreading from one housing market to the next.”

“While many of the markets on the February IMI are far from fully recovered, the index points out where employment, home prices and housing production are no longer retreating and have held above their lowest recession troughs for six months or more,” said NAHB Chief Economist David Crowe. “This is a sign that a large cross section of the country is starting to turn the corner as local economic conditions stabilize.”

The IMI measures three sets of independent monthly data to get a mark on the top improving Metropolitan Statistical Areas (MSA). The three indicators are employment growth from the Bureau of Labor Statistics, house price appreciation from Freddie Mac, and single-family housing permit growth from the U.S. Census Bureau. An MSA must have improvement in all three areas for at least six months following their respective troughs to be included on the improving markets list.

Seven markets dropped from the NAHB/First American Improving Markets Index in February as they experienced softening house prices: San Jose, Calif.; Washington, D.C.; Kankakee, Ill.; New Orleans; Worcester, Mass.; Jackson, Miss.; and Sherman, Tex.

A complete list of all 98 metropolitan areas currently on the IMI, and a separate breakout of metros newly added to the list in February, is available at: www.nahb.org/imi.

Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com

COMPLETE LIST OF FORT MYERS FORECLOSURES AND FORT MYERS BANK OWNED HOUSES AND CONDOS, PROPERTIES REAL ESTATE FOR SALE LISTINGS

For current, up to the minute, active, Fort Myers Foreclosures and Fort Myers Bank Owned Houses and Condos For Sale, Click the link Below.

Click Here For ALL Fort Myers Foreclosures and Bank Owned Properties

Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com

COMPLETE LIST OF CAPE CORAL FORECLOSURES AND BANK OWNED HOUSES AND CONDOS FOR SALE, PROPERTIES FOR SALE LISTINGS

For current, up to the minute, active, Cape Coral Foreclosures and Cape Coral Bank Owned Houses and Condos For Sale, Click the link Below.

Click Here For ALL Cape Coral Foreclosures and Bank Owned Properties


Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com

Sunday, February 5, 2012

BEST BUY REAL ESTATE BUYS IN FLORIDA CAPE CORAL GULF ACCESS CANAL WATERFRONT HOMES & PROPERTIES

BEST REAL ESTATE BUYS IN FLORIDA  CAPE CORAL  GULF ACCESS CANAL WATERFRONT.

Ready to relax?  Hitch up your boat, grab your fishing poles and tackle.  We have waterfront homes in Cape Coral under $200,000.  Imagine fishing all day and docking your boat steps from your back door.  Cool off?  Take a dip in your pool and fire up the grill.  It doesn't get any better than this.... 

Click here for Cape Coral Waterfront Under $200,000


Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com

SHORT SALE VS FORECLOSURE CAPE CORAL SHORT SALE FORT MYERS SHORT SALE LEHIGH ACRES FORT MYERS BEACH ESTERO BONITA SPRINGS FLORIDA SHORT SALE


SHORT SALE VS FORECLOSURE CAPE CORAL SHORT SALE FORT MYERS SHORT SALE LEHIGH ACRES SHORT SALE FORT MYERS BEACH SHORT SALE ESTERO SHORT SALE BONITA SPRINGS FLORIDA SHORT SALE

SHORT SALE VS FORECLOSURE
  • Credit Score
SHORT SALE:  A short sale will minimally affect your credit score, usually around 50 points.  Late payments usually have the greatest negative impact on your credit score from a short sale and can average 30 points or more each.

FORECLOSURE:  Your credit score could be lowered 300+ points and will stay on your record for up to 10 years.
  • Credit History
SHORT SALE:  There is not a credit reporting item for a short sale.  Upon sale, your mortgage company will typically report the short sale as 'Paid', 'Settled in full' or 'Paid as Negotiated' on your report.

FORECLOSURE:  A foreclosure will remain on your credit for up to 10 years and is permanent in the public records of your county.
  • Current Employment
SHORT SALE:  A short sale is not an actual item on your credit report and typically will NOT affect your employment.

FORECLOSURE:  Your employer has the right and many times will actively check your credit if you are in sensitive positions.  Sometimes a foreclosure is grounds for immediate re-assignment or termination.
  • Future Employment
SHORT SALE:  A short sale is not an actual item on your credit report and typically will NOT affect your employment.

FORECLOSURE:  Employers do check your credit history for many job applicants.  A foreclosure is one of the most negative items you can have on your credit and may affect future employment.
  • Future Loan with a Mortgage Co.
SHORT SALE:  You typically do not have to declare to future mortgage companies that you previously performed a short sale.

FORECLOSURE:  On the federally mandated standard loan application form 1003, you will be required to answer 'YES' to the question 'Have you had property foreclosed upon or given title or deed in lieu thereof in the past 7 years?'  Answering 'yes' affects the interest rate you will receive.
  • Future Fannie Mae Loan-Primary Residence
SHORT SALE:  After a successful short sale you may be eligible for a Fannie Mae backed loan in only 2 years.

FORECLOSURE:  After a foreclosure you will be ineligible for a Fannie Mae backed loan for a minimum of 5 years.
  • Future Fannie Mae Loan-Non-Primary
SHORT SALE:  After a successful short sale you may be eligible for a Fannie Mae backed loan after only 2 years on non-primary residences.

FORECLOSURES:  After a foreclosure you will be ineligible for a Fannie Mae backed investment loan for a minimum of 7 years.
  • Deficiency Judgement
SHORT SALE:  It is typical for the lender to give up the right to pursue a deficiency judgement against the borrower.  This will be stated in the short sale approval letter.

FORECLOSURE:  The bank has the right to pursue the deficiency judgement in all forecosures. 
  • Deficiency Amount
SHORT SALE:  A short sale home is sold at or near market value and in most cases is a great value than a foreclosure sale which results in a lower deficiency.  This deficiency is typically forgiven.  This higher selling price helps to reduce your lender's loss.

FORECLOSURE:  If the home does not sell at a foreclosure auction it will have to go through the bank's REO system.  This will result in a longer sell time, additional carry costs with a potentially hgher deficiency amount in the end for the borrower.


Note that we are not attorneys or tax professionals.  These guilelines are subject to change. Seek appropriate legal and tax advice.


Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com

HAFA SHORT SALE INCENTIVES FORT MYERS CAPE CORAL FLORIDA

Short Sale Incentives are a result of former "Cash for Keys" programs offered by lenders and Real Estate Agencies. The United States Treasury is trying to enhance the number of short sales with the Home Affordable Foreclosure Alternative (HAFA) Program. Foreclosures will impact your credit hard for up to seven years. Our Government has brained stormed ways of helping homeowners get out of the debt in their home and back on their feet with society. Homeowner's will be able to qualify to receive money upon giving up their homes in order to avoid a foreclosure. Short sales are to be said as the most practical method for homeowner's and banks to get out of an oppressive circumstance. Banks will be able to write off bad loans while the homeowner gets to avoid a foreclosure.

You are probably wondering "When will I get my Incentive"? Incentives are typically paid at the closing of the short sale. However, to receive your incentive you must qualify before the conclusion of the short sale. Short Sale Incentives could be considered taxable income; however it is always a good idea to consult with an accountant or the suitable professional concerning all tax matters in a short sale. In addition, Borrowers are usually not taxed for any deficiency amount forgiven due to the Mortgage Forgiveness Debt Relief Act.


The Home Affordable Foreclosure Alternative (HAFA) Program took effect on April 5, 2010 in hopes to entice lenders to opt for a short sale rather than settle for a foreclosure. HAFA short sale incentives benefit all three parties involved in the short sale process; the Investor, the Borrower and the Servicer.

Borrowers receive $3,000 in cash at closing to go towards relocation expenses. Furthermore, the borrower is entirely forgiven of the debt, including the deficiency that lingers after the sale.   

•Loan Servicers receive $1,500 after the successful conclusion of a short sale.   

•Investors receive a maximum of $2,000 for signing off on overheads to second position lien holders. Also, investors receive $1 for every $3 spent to release junior liens; up to 6% with a maximum of $6,000.


*In order to qualify for HAFA, borrowers must already meet the central eligibility criteria for the HAMP modification program.  

•The Property must be the Homeowner's primary residence.      

•The loan must be the first mortgage on the premises.

•The homeowner must be delinquent in payments or can anticipate nonpayment in the near future.


•The unsettled balance cannot exceed $729,750.00.      

     * May be surpassed in some cases for two to four unit dwellings. 
        

 •The borrower's monthly mortgage payment must be more than 31% of the homeowner's gross income.

Wells Fargo/Wachovia Cash Back Short Sale Incentives- Wachovia's Fast Track Program in 2008 was the first lender incentive program, offering up to $5,000.00 back! Wells Fargo, after the merger offered $3,000.00 - $5,000.00. Wells Fargo has one of the fastest Short Sale approval ratings. 
     
Chase Short Sale Incentives may offer to give borrowers up to $10,000.00 - $30,000.00 considering all terms and conditions have been met. Chase is currently presenting this deal to qualified homeowners through mailing out incentive letters in order to encourage a short sale.

Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com

Saturday, February 4, 2012

FORT MYERS REAL ESTATE TRULIA FORT MYERS REAL ESTATE HOMES.COM CAPE CORAL REAL ESTATE TRULIA CAPE CORAL REAL ESTATE HOMES.COM TEAM ONLINE ADS

List your Cape Coral or Fort Myers property with The Mary Neilson Team.  Your Home and Condo will be enhanced online on Trulia.com and Homes.com.  SW Florida Century 21 REALTOR

Please go back to my homepage for helpful information on short sales, foreclosures and more.


Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com


SHORT SALE SPECIALIST CAPE CORAL FORT MYERS FLORIDA INFORMATION SHORT SALE FREQUENTLY ASKED QUESTIONS

  • What are short Sales?
A short sale in real estate occurs when a lender agrees to accept a discounted payoff on a loan.  In most cases, the home owner owes more on the property than the home is currently worth.  The seller qualifies for a short sale through a hardship.

  • Why is it better to do a short sale?
A foreclosure can impact your credit far more than a short sale, especially in the long term.  In fact, some banks don't report a short sale.  In addition, in the event of a foreclosure, in Florida the lender will seek a deficiency judgement in the amount you owe.  Your credit could recover from a short sale in two years, whereas a foreclosure or bankruptcy can take 7-10 years.  A short sale by itself will likely lower your credit score by about 50-120 points.  The hardest hit to your credit score typically comes from missed mortgage payments rather than the actual short sale itself.

  • What are the qualifications for a short sale?
The main qualification for a short sale is that you are in some type of financial hardship.  This can include; loss of employment or income, divorce or separation, relocation or job transfer, major illness  and medical expenses, death of the borrower, increased bills or higher living exenses.  You typically must prove your inability to pay your mortgage each month, however many lenders have become more lenient and will make exceptions at times for homeowners who are not even in hardship.

  • If I short sell, can the bank come after me for the money?
We will work to get a full release at closing.  This release will forgive any deficiency between the amount you owe and the proceeds from the sale price of the home.  Unfortunately, not all lenders will fully forgive the deficiency.  You should consult a CPA regarding tax ramifications, especially if it is an investment property.

  • Who will pay the Realtor commission?
Your lender pays the commission.  They pay the regular Real Estate Brokerage fee, just like a homeseller would in a traditional taransaction.

  • How much work will there be for me?
Not very much.  To maximize the sale price, prepare the home for sale as a traditional transaction. (Refer to my Blog on Top Ten Things To Sell Your Home).  We will also ask that you gather and provide us with certain financial information that we will be required to present to the lender.  This may include bank statements and tax returns.
  • What happens to the money forgiven from my lender?
Any shortfall on your mortgage will likely be written off as a loss by your lender.  Because of this, your lender may send you a "1099" for the amount forgiven.  Due to the Mortgage Debt Relief Act of 2007, you are not required to pay taxes on this money if you short sale your primary residence (homesteaded).  The short sale must close by the end of 2012 to qualify.  Consult your accountant.

  • If I am going through a foreclosure, can I do a short sale?
YES!  In fact, the lender will likely be more than happy to work with you on a short sale.  It is to the bank's advatage as well as yours to work out a short sale.   The foreclosure process costs a lender quite a lot of money. 

  • Can I stay in my house until the short sale is completed?
Yes.  You will not have to move out until closing.  Again, a short sale is very similar to a traditional sale.
  • Will the bank continue their collection activities?
Yes, the bank will continue its collection activities.  They may continue to call you or send you letters looking for payment even if you are pursuing a short sale.  However, most banks will not foreclose on your home if you are acively working on a short sale.

  • What if the terms of the short sale the bank gives me are unfavorable?
If the terms of the short sale are not in your best interest, you are not required to sell the property and complete the short sale.  Do remember though, a short sale is the best option to avoid foreclosure or bankruptcy and will have the least negative effect on your credit. 
  • Are there any short sale scams to be aware of?
Be careful of scam artists or shady individuals if you are in financial hardship or facing foreclosure.  Never sign a Quit Claim Deed, Power Of Attorney or an Option Contract without consulting an attorney or experienced real estate agent.

The Mary Neilson Team has successfully closed more than 75 short sales.  Lenders include Bank of America, Wachovia, Wells Fargo, American Home Mortgage, EMC, Option One, Fifth Third,
and more. 


Contact the Mary Neilson Team for a FREE and CONFIDENTIAL consultation.

Note that we are not attorneys or tax professionals.  Seek appropriate legal and tax advice.

Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com

GRAND OPENING JETBLUE PARK RED SOX SPRING TRAINING FORT MYERS FLORIDA

Grand opening, open house plans announced for JetBlue Park, the Red Sox's new Lee County spring training home


The Lee County Board of Commissioners and the Boston Red Sox today announced plans for the opening of JetBlue Park at Fenway South, the team’s new 106-acre spring training and player development complex in south Lee County.

The Lee County Board of Commissioners and the Boston Red Sox will host a grand opening celebration at 11:30 a.m. Saturday, Feb. 25, where they will officially open the ballpark and spring training complex to the public. Executives and crewmembers from JetBlue Airways, the official airline of the Boston Red Sox, will also be on hand to help officially open JetBlue Park. The grand opening ceremony will be followed by an open house, from 1 p.m. to 4 p.m., open to all fans and visitors.

During the open house, fans will have an opportunity to walk freely around JetBlue Park and enjoy concessions and entertainment on Fenway South Drive – a street festival reminiscent of Yawkey Way in Boston. Much like at Fenway Park in Boston, the street will have entertainment including, face painting, magicians, stilt walkers, a bounce house, obstacle course, and other games for children. As well, to help support Florida’s Blood Center, a blood drive will be taking place during the open house for those who are able to make a blood donation.

Feb. 25 also marks the date of the first full squad workout of the 2012 Red Sox team. Fans will have an opportunity to walk around the practice fields of Fenway South in addition to JetBlue Park where, for the first time, both major and minor league teams will train together at a single complex.

Other key spring training dates include:

>> Sunday, Feb. 19: Pitchers and catchers report – the Player Development Complex will be open to the public free of charge.

>> Saturday, Feb. 25: First full squad workout, opening celebration, and free Open House.

>> Saturday, March 3: First college exhibition games featuring Northeastern University at 2:35 p.m., followed by Boston College at 7:05 p.m.

>> Sunday, March 4: First official Grapefruit League Game matching the Red Sox and Minnesota Twins at 1:35 p.m

Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com

Casinos killed on House floor Fort Myers, Cape Coral, Estero, Fort Myers beach, Bonita Springs and Naples Florida


A bill that would have authorized three mega-casinos in Florida and changed dozens of other gambling rules is dead.
“As long as I am the chairman of the House Rules Committee, this bill is dead for this year,” Gary Aubuchon, R-Cape Coral, said Friday.
The bill was killed when sponsor Erik Fresen, R-Miami, couldn’t find enough yes votes in the House Business and Consumer Affairs Committee. He asked for a postponement, which triggered Aubuchon’s reaction.

This means that whatever action is taken in the Senate is moot. The Senate’s version of the bill had already passed a key committee and Senate President Mike Haridopolos had promised an up or down vote on the Senate floor.

Friday’s decision will have no impact on a referendum that will be on the Lee County ballot in November. It will ask residents if they want to allow slot machines at Naples-Fort Myers Greyhound Racing & Poker in Bonita Springs. That is a separate issue involving now licensed pari-mutuels.

Voters said yes to allow slot machines in Gadsden and Washington counties Tuesday. If those licenses are denied, as expected following an opinion from Attorney General Pam Bondi, track officials in the Panhandle have said they are ready to file suit.

“I think today the Legislature showed that they want to make sure local existing businesses survive,” said Izzy Havenick, whose family owns the Naples-Fort Myers complex. “The dog track has been doing business in Lee County for over 50 years and we look forward to bringing this issue before the voters.

“We hope that Lee County residents allow us to introduce a new product to our facility that will enable us to employ over 500 people and create a new revenue source for both Bonita Springs and Lee County.”

Known as the “Destination Resorts Bill,” the legislation killed Friday has been a lightning rod for numerous groups, both pro and con, since Fresen and Senate sponsor Ellyn Bogdanoff, R-Fort Lauderdale, began making their sales pitches last year.

The byproduct of allowing an expansion of casinos, the lawmakers said, would be the creation of thousands of jobs, both in the construction and hospitality industries.
Opponents contended it would elevate crime and negatively impact Florida’s family driven tourism image.

“Today’s action on the casino gambling bill is a resounding victory for those of us who have opposed this assault on Florida’s family friendly economy,” Aubuchon said. “Casino gambling was never about jobs. This was about casino bosses getting richer on the back of Florida’s families.”

In addition to allowing three casino resorts, Fresen’s bill, among other things, would have banned Internet cafes and lowered pari-mutuel tax rates.

“I had a pretty good instinct that it was probably the right move,” Fresen said after asking for the postponement. One lobbyist speculated that as many as 10 of the 15 members of the business affairs subcommittee would have voted no.

“Let’s recognize at the very least,” Fresen said, “that there’s something that needs to be done on gaming in the state of Florida … elimination is simply a fool’s dream and it will never happen in this state, unfortunately.”

The Havenick family also owns the Magic City Casino in Miami. Izzy Havenick said that building a $2 billion resort casino just two miles from his dog track and casino would likely push them out of business.

“Probably quickly,” Havenick said after the committee meeting.
Mike Horn, president of Champion Development, the company hoping to get in the resort casino business east of I-75 between Colonial Boulevard and State Road 82, said he wasn’t surprised about the House’s action.

“We are proceeding with our plans,” Horn said. “If the citizens of Lee County want it, we don’t want them to forget about us.”

Champion is in the midst of mailing thousands of petitions to Lee County voters, asking for their support to get on November’s ballot.

Most of Florida’s residents are likely satisfied that the Legislature won’t be dealing with the issue this year. A recent poll by Mason-Dixon showed that 81 percent of likely voters said that any proposed changes to state gambling laws should be decided in a statewide referendum, not by state lawmakers.

“People are saying they don’t like the idea of something this big being a backroom political deal,” said Brad Coker, whose company conducted the survey. “Instead, they’re saying, ‘We want to be able to decide this ourselves and weigh the merits.’” 


Though Senate was to proceed with proposal, House committee didn't have the necessay votes.

 

Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com

Friday, February 3, 2012

SHORT SALE SELLER NEED TO CLOSE IN 2012 CAPE CORAL FORT MYERS BEACH BONITA SPRINGS ESTERO SHORT SALE

Short sale sellers need to close in 2012

WASHINGTON – Feb. 3, 2012 – If a bank writes off debt in a short sale, it’s a “taxable event,” and the lender tells the Internal Revenue Service about the deal by submitting a “Form 1099-C, Cancellation of Debt” at the end of the year. Home sellers must acknowledge the amount when they fill out their federal taxes. Through Dec. 31, 2012, however, the federal government forgives any tax liability associated with forgiveness of a mortgage loan.

“In general, homeowners believe the government will extend this tax provision,” says San Diego Realtor Joy Bender. “However, as evidenced by the First Time Homebuyer Credit expiration in 2010, you can’t always count on the government to bail you out.”

The government generally considers forgiven debt to be income. If a seller has signed legal loan papers to take out a $200,000 mortgage and the lender accepts $100,000 in a short sale, for example, the seller received the equivalent of $100,000 in free money by government estimates. As a result, the IRS taxes it. For tax year 2012, however, the government still forgives the debt; in 2013, it might not.

The tax amount can be significant. On a debt of $100,000, a short-sale seller in the 25 percent tax bracket could end up owing $25,000 in income taxes.

Since short sales can take months and even fall through, homeowners considering a short sale may want to start the process sooner rather than later.

Note from Mary:  It is very important to remember that the Forgiveness Act only applies to homesteaded or primary residences.

Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com

TOP TEN LIST WHEN LISTING SELLING YOUR HOME IN FORT MYERS, CAPE CORAL, FORT MYERS BEACH, ESTERO OR BONITA SPRINGS FLORIDA

USE AN EXPERIENCED REALTOR IS #1 BUT HERE ARE 10 HELPFUL IDEAS

Everyone has heard rumors of de-cluttering when it's time to sell your home. But, what does that really mean?  Before going hog wild and moving out... here's a few of the most important things to consider removing before you list your home for sale.

10. Personal photos. I don't always recommend removing photos of the 'family' but if you have hallways filled with photos or photos on every end table it is probably necessary. Buyers really DO get distracted by them. They will take them all in as they walk down the hall. Not only do they take away from the home, but it's really disturbing when a buyer is excited to 'know' the sellers. And, the buyers do look at them.

9. Bills and personal papers. I understand that you cannot remove these document from the home all together, but please take the time to organize them, box them up and put them out of sight. If you have bills laying out on the counter or kitchen table it's like an invitation for the buyers to 'peek' at them. Believe me - I discourage it - but it still happens. And as a seller you just don't want to leave the temptation behind.

8. Money. I would love to say that every buyer (and Realtor) going through every home is honest, but I really don't want to test those waters. If you have cash, cash boxes or coin jars sitting out in the open... put them away. It's just better for everyone if it's out of sight. As Realtors we do what we can to protect your home, but your help makes a difference!

7. Valuables. Jewelry, watches, valuable antiques.... anything that might be worth a bit of money that you wouldn't want to lose. Out of sight, out of mind. If buyers don't know they are there they won't think about it. I can't tell you how many homes I've been in where the jewelry is left on the dresser.... somehow it's uncomfortable. At least put it away.

6. Guns and ammo. I don't care if they are in a case or out laying around or under a bed. It's better if you just plain old remove them from the home prior to listing. For some reason they make buyers (in my experience) feel really insecure.

5. Shoes! If you have a pile of shoes at the door... ask yourself why. A pile of shoes gives a buyer two impressions. The first? That there isn't enough storage in your home. 2. That there are too many people living in the home. So, in order to avoid wondering on the part of the buyer... just put them away.

4. Medicine. Take it out. Don't store it on the counter. Don't store it in the cabinet. Don't store it in the bathroom. Remove it. There have been many complaints over the years of potential buyers 'stealing' the medicine out of the cabinets. I have never had it happen on my time clock, but to avoid any trouble it's best to simply remove it.

3. All things on your kitchen counter. Everything? Really? Yup. The cleaner you can leave the counter, the more buyers dream of being in there. Have you ever been in a cluttered kitchen? Does it feel inviting? How about a cleaned up kitchen? Does it make you wanna spend time there? Also, if you store things on the counter it gives the appearance that you do not have enough storage space.

2. No more junk drawers. Seriously. Clean 'em out. There is nothing more tacky than a potential buyer opening the cupboards and drawers and having things sticking out everywhere. Box up all the notes, pens, tacks, and odds and ends and put them away. Chances are you don't dig in the drawer often anyways.

1. Nothing but magnets.... and maybe not even that. Take a photo of your fridge, take everything off, wash the front (and side), and take another photo. It is really refreshing to walk into a home that has a clean fridge. The kids pictures are beautiful (believe me... my fridge is covered in them) but buyer's can't imagine their own children's drawing on there if it is covered with yours. And, the magnets... If they aren't decorative (and even then) they are generally more of a distraction to the room than a help. Consider it.

There are many more ways to declutter a home for sale... but these are some important things to consider. For more information on selling your home in Cape Coral, Fort Myers, Fort Myers Beach, Estero or Bonita Springs Florida... give me a call.

Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com

BABY BOOMERS 60% CHOOSE BEACHES 18% CHOOSE FLORIDA! ONE MORE REASON TO BUY NOW IN CAPE CORAL FORT MYERS BEACH FORT MYERS FLORIDA

Baby boomers geared up to move
WASHINGTON, D.C. – Where will baby boomers go to retire? A new survey conducted by Mason-Dixon Polling & Research for the Consumer Federation of the Southeast finds one in three could move out of their home state in search of low taxes, low housing costs, pleasant climates and quality health care. They also want diverse recreational activities, supportive senior services, arts and cultural opportunities, nearby beaches and access to education.

The baby boom generation has 78 million members, and the first wave – those born in 1946 – reach the full age for Social Security retirement benefits this year.

According to the survey, a full third of baby boomers are open to moving across state lines to find the assets they are looking for, including a mid-size town that welcomes a diverse population.

“According to this survey, substantial numbers (of baby boomers) are interested in relocating in retirement,” says Walter Dartland, president of the Consumer Federation of the Southeast. “The decisions they make about where they will retire will have a huge impact not only on their families’ finances but on the communities to which they move.”

Attracting even a small percentage of boomers can significantly impact a community. If just 0.3 percent move to a single area, it adds an estimated 1 billion per year in new economic income through jobs and new business.

“This important survey, one of the most extensive of its kind in a decade, underscores the tremendous contribution that Americans aged 50 and older can offer to communities wherever they choose to live,” says Jeff Johnson, AARP Florida’s interim state director. “AARP Florida believes this research will help inform the efforts of many communities to better equip themselves to address issues important to a 50-plus population.”

Survey highlights

• More than half (58 percent) plan to buy a house in their retirement relocation destination.

• Some 96 percent of baby boomers surveyed say top-quality health care services are “very” or “somewhat” important to them in considering a relocation destination.

• Affordable housing ranks second, with nearly 92 percent ranking that as a “very” or “somewhat” important criterion.

• A warm, welcoming year-round climate is “very” or “somewhat” important to 85.5 percent – but a strong plurality of this group want their warm summers to be paired with a few cooler months.

• Low local taxes are “very” or “somewhat” important to 81.1 percent.

• Eight out of 10 relocating boomers want affordable recreational opportunities in a relocation destination, and about the same number seek strong local services for elder care.

• Seven in 10 prefer a mid-size city or small town.

• Arts and cultural opportunities are very or somewhat important to three in four.

• Beaches or ocean nearby is very or somewhat important to about six in 10.

• Educational opportunities are important to about half. A large university is a plus for four in 10 boomers willing to consider relocation.

• Diversity in a location is very or somewhat important.

Almost 54 percent of respondents indicated that the weak economy was not delaying their retirement plans, but about 36 percent said that the economy had delayed retirement.

Pollsters asked respondents to name – unprompted and with no suggested options – a state they might consider relocating to for retirement. About 18 percent mentioned Florida as a top relocation destination.

The survey, conducted by Mason-Dixon Polling & Research between Nov. 14 and 22, 2011, surveyed 1,100 Americans ages 47 to 65 who said they would relocate in retirement, were considering relocation or weren’t sure. All respondents surveyed lived in the eastern half of the U.S., outside of Florida. The survey carries a margin of error of plus or minus 3 percent.

Call The Mary Neilson Team for all your Fort Myers, Cape Coral, Fort Myers Beach, Estero and Bonita Beach real estate needs.  Foreclosure and short sale experienced. 

Direct:  239-243-5989   Email:  mary@maryneilson.com