Thursday, December 29, 2011

CENTURY 21 REALTOR CAPE CORAL FORT MYERS FLORIDA REAL ESTATE

Are you searching for a Century 21 real estate agent in Cape Coral or Fort Myers Florida area?  Check out waterfront, canal houses or condos in Cape Coral or the many gated Fort Myers communities.  Don't forget the great sandy beaches of Fort Myers Beach.  There are affordable condos again on the island of Fort Myers Beach.  Visit the beautiful Sanibel and Captiva Islands.  SW Florida has it all.  Call REALTOR, Mary with The Mary Neilson Team.  239-243-5989

Wednesday, December 28, 2011

CAPE CORAL CAPE HARBOUR PHOTOS

The Joint
Shopping
Marina
To The Gulf Of Mexico
Add caption

CAPE CORAL FLORIDA YACHT CLUB PHOTOS

RSW FORT MYERS DIRECT FLIGHTS TO PROVIDENCE AND HARTFORD

The Lee County Port Authority has announced that Southwest Airlines will inaugurate seasonal nonstop service between Southwest Florida International Airport (RSW) and Hartford, Conn. (BDL), as well as nonstop flights between RSW and Providence, R.I. (PVD). The flights begin Sunday, Feb. 12, 2012 and will operate daily through Monday, April 9, 2012.

"This is an exciting announcement for Southwest Florida International Airport as these flights serve top markets in New England with high passenger demand to our region," said Robert M. Ball, A.A.E., executive director of the Lee County Port Authority. "We are confident that this service will be successful and with the support of our area visitor bureaus, hotel and attraction partners we can look forward to expanding these flights in the future."

For more information about the flights and to make reservations, visit the Southwest Airlines website at www.southwest.com.

FORT MYERS FLORIDA HOME OF BOSTON RED SOX SPRING TRAINING

The Boston Red Sox announced Monday that 2012 spring training ticket sales set a record.
Tickets went on sale Saturday for the inaugural season of JetBlue Park at Fenway South, the team’s new 106-acre Spring Training and Player Development Complex in south Fort Myers.
The number of tickets sold Saturday through Sunday was 34,705 – the highest since 2006 when 34,315 tickets were sold for the 2007 Spring Training season.
“We are grateful for the extraordinary support fans have shown this weekend – many of whom were lining up days in advance for an opportunity to purchase tickets to the opening season of JetBlue Park at Fenway South,” said Red Sox Executive Vice President/Business Affairs Jonathan Gilula.
Tickets can be purchased at the City of Palms Park ticket office in Fort Myers Monday through Friday from 9 a.m. to 5 p.m., online at redsox.com, or by phone at 877-REDSOX9. Fans who require ADA accessible seating may also call 877-REDSOX9. Hearing impaired fans may call the Red Sox TTY line at (617) 226-6644.

FORT MYERS FLORIDA REAL ESTATE FORECLOSURE LIST MLS

Check out the Fort Myers, Florida foreclosures at the right of the site, under SW FLORIDA PROPERTES FOR SALE. Always current, direct from the local MLS.

CAPE CORAL FLORIDA REAL ESTATE FORECLOSURE LIST MLS

Check out the Cape Coral Florida foreclosures at the right of the site, under SW FLORIDA PROPERTIES FOR SALE. Always current, direct from the local MLS.  Cape Coral short sale link coming soon.

CAPE CORAL PINE ISLAND RD WIDENING WILL OPEN ECONOMIC DEVELOPMENT OPPORTUNITIES

The recently approved partnership between the City and the Florida Department
of Transportation will create new and exciting opportunities for economic
development on the two-mile stretch of Pine Island Road between
Chiquita Boulevard and Burnt Store Road. City staff already has started to create a
vision and marketing plan for this stretch of roadway, much like the Veterans Investment
Zone, or “VIZ,” marketing for the area surrounding the new Veterans Clinic.
“The possibilities for economic development associated with the widening of
Pine Island Road are simply incredible,” said City Manager Gary King. “The 10-year
projection of economic impact at build-out could be in the billions of dollars range.”
With its large parcels, this two-mile stretch of road could support about 7 million
square feet of development with 6,000 to 7,000 employees. This area has been
touted as a potential location for the city’s first shopping mall. If this were to happen,
not only would it provide jobs, a mall would create a destination location in the
city. This would attract other developments and employment opportunities.
Marketing ideas could include:
 Naming the area
 Renaming Pine Island Road in that area
 Creating new development standards to ensure the type of development that
would be the highest and best uses
 Incentivizing uses that most closely connect the actual development to the
vision
The city invites any and all ideas about how this section of Pine Island Road
should be developed. Those interested in providing their thoughts should email
them to the Economic Development Department at ecodev@capecoral.net.

THE CITY OF CAPE CORAL - THERE'S AN APP FOR THAT

The City of Cape Coral has launched a new “mobile app,” which delivers
services to citizens, visitors and customers in the palms of their hands.
The City has partnered with a local Cape Coral company, Palmer Applications
LLC, to develop a free mobile app specifically for Cape Coral government.
The mobile app will function on all three major smartphone platforms:
iPhone, Android and Blackberry. The application is available as a free download
at iTunes, Google Apps Marketplace and Blackberry App World.
“We have stepped into the smartphone arena and now have our own custom
mobile app,” said Connie Barron, Public Information Director for the City.
“With the mobile app, citizens will be able to stay in touch with City government
via their cell phones.”
Stephen Donato and Steven Palmer with Palmer Applications LLC,
have been working with the City Manager’s Office to create a government
mobile app for the City of Cape Coral.
To download the City’s free app, go to the appropriate market for
your smartphone apps. Search for “Cape Coral” to locate the app.
Once downloaded, users can keep up with Cape Coral news and
events. They can report problems, request information, find crime
stats, check permits and pay bills. The City already is looking at
adding additional features including the ability to buy tickets for Sun
Splash and reserve tee times at Coral Oaks.

CAPE CORAL CRA UNDERGROUND POWER LINE

In April, LCEC began installing
the underground 138KV
electric power transmission
line from Del Prado Boulevard to
South Cape Substation in the CRA
District. The first of three access
vaults was installed on SE 46th Lane.
When completed, the new
transmission line will connect the
substation in the CRA to the Everest
substation, completing a power transmission loop between major substations
throughout the city. This loop will provide alternate power sources to the CRA
area for increased system reliability and reduce the potential for overloading
the system.

CITY OF CAPE CORAL ENERGY SAVINGS EFFORTS

The City of Cape Coral is continuing its
efforts to reduce energy use at its many
facilities. The City is aiming for a 10 percent
reduction by 2012 and 40 percent reduction
by 2025.
At the William “Bill” Austen Youth Center and
Eagle Skate Park many lost cost/no cost improvements
were implemented about a year ago to air
conditioning control, lighting and energy management
practices. These improvements produced a
37 percent reduction in electricity usage during the
12 months ending in March (compared to 2008).
This reduction was achieved even as events and
programs at these facilities more than doubled.
The electricity savings from these facilities is
equivalent to the annual power usage of seven typical
homes in our area. With their current trend
of energy reduction, the Youth Center and Skate Park complex is likely to
soon be the first City of Cape Coral facility to surpass our 2025 goal to reduce
energy usage by 40 percent.
The City of Cape Coral’s Energy Team has implemented 20 projects, which
will result in an annual savings exceeding $388,000. The energy use reduction
is equivalent to the annual electricity use of 106 typical homes in our area.
Additional improvements in progress will be completed this summer with
additional savings exceeding $66,000 (54 more homes).
Total electricity usage in City facilities through March is unchanged since
2008; however, the facilities include the new Police Headquarters and Fire Station
1 built after 2008. These structures account for about 6 percent of recent
usage. Overall, electricity costs are up by 26 percent due to rate increases.
Under the leadership of Brian Fenske (acting Water Reclamation Superintendent),
process improvements were implemented at the City's water
reclamation plants in 2008 that have reduced electricity usage for the past 12
months by 11 percent. The annual electricity savings would power 115 homes
in our area. The long-term impact of these improvements has not yet been
evaluated. Treatment Plant Operator, a national trade publication, ran a nice
article on these improvements last year.
City Hall power use is down 17 percent during the 12 months ending in
March (compared to 2008) for a $50,000 reduction. This reduction would
power 35 equivalent homes. Much of the energy reduction was achieved after
more than 1,000 light bulbs were removed, computers were powered down
during non-work hours and the air conditioning system was adjusted.
Air conditioning settings now are being set at 78 F in most City facilities.
Our studies show that air conditioning power use is reduced by about 8 percent
for every degree increase in control setting. At City Hall after the temperatures
were increased about 2 degrees to 3 degrees, the electricity use was
cut by 15 percent in the first 18 days of April compared to the same days last
year, even though it was considerably hotter this year. This savings would
power 23 homes.
Parks and Recreation, Finance, Public Works, Water Reclamation
and the City’s drinking water wells have surpassed the City’s 10 percent
2012 reduction goal.

LOW CRIME STATISTICS IN CAPE CORAL FLORIDA

The City of Cape Coral has been, and continues to be, one of the safer cities in the state of Florida. Each year, statistics show that Cape Coral is one of the top three or four safest cities with populations of more than 100,000 people.

Our Cape Coral Police Department prides itself on providing great services and keeping our community as safe as possible. That is why the department strives to maintain highly regarded certifications from state and national accreditation agencies.

CAPE CORAL FLORIDA WEATHER

One of the most attractive features of Cape Coral and Southwest Florida is its terrific year-round weather. The area averages 335 days of bright sunshine each year (the other 30 days are just moderate sunshine). While the summers are very warm, humid and rainy, the winters in Cape Coral are absolutely beautiful.

Southwest Florida receives about 53 inches of rain each year, the majority of which falls from May through September. During the summer months, afternoon rains regularly roll in with heavy downpours and stormy conditions that may last only a couple of hours before subsiding. Then the sun reappears, heat and humidity return, and all is well until the next day when the cycle begins again.

The city is affected by the annual hurricane season, which begins June 1 and continues through November.
Air Temperatures:
Annual Average: 74.4 F
High Average: 84.1 F
Low Average: 64.7 F

Annual Rainfall: 53.37 inches

MORE ABOUT THE CITY OF CAPE CORAL FLORIDA

Cape Coral was built about 40 years ago by two land speculators who believed that the property's location on the Gulf Coast provided abundant sunshine and almost endless opportunities for waterfront living.

The Rosen brothers purchased the property, platted the community and created more than 400 miles of canals. The Census Bureau reports Cape Coral is the 3rd largest city by land mass, with an area of 115 square miles." The brothers began a massive marketing campaign that resulted in the sale of nearly all of the 350,000 residential building sites, the majority to people who lived in other states.
One of the fastest growing areas in Florida

The City incorporated in August 1970, and its population continues to grow rapidly. With more than 160,000 residents, Cape Coral is one of the fastest growing areas in Florida. Cape Coral is the 3rd largest city geographically in the state of Florida and is the 11th largest city in population.

The city is a large peninsula on the Gulf Coast of Florida and is bordered by the Caloosahatchee River on the east and Matlacha Pass on the west. The city is located about 90 minutes south of Sarasota.

ABOUT CAPE CORAL FLORIDA

Founded in 1957, Cape Coral was purchased by real estate developers Leonard and Jack Rosen. A tract called “Redfish Point” spanned a 103-square-mile (270 km2) area and was sold to the developers for $678,000. In 1958, development of the city began as a pre-platted community. An organization called “The Gulf American Corporation” (GAC) was assembled in order to develop the area. Cape Coral was particularly promoted among Floridian developements. “The Cape” was endorsed by celebrities, who were brought in specifically to this end.
The Rosens’ company headquarters was the area’s original building, located at the junction of Cape Coral Parkway and Coronado. Kenny Schwartz, general manager of The Rosens’, was the very first permanent resident. The Cape saw the completion of its first homes in May of 1958. The four houses were situated along Riverside and Flamingo Drives. Development, particularly of Redfish Point, continued through the early part of the 1960s. The population had reached 2,850 by 1963. 1,300 buildings had been constructed or were being built, 160 miles of canals had been dug, and 80 miles of road had been constructed by the same year. Also built during this time were the yacht club, the first golf course, the shopping center, and the medical clinic.
In August of 1970, the city with its rapidly growing population was incorporated at last. Today, Cape Coral boasts a variety of businesses restaurants and retail shops along its major roads, including Del Prado Boulevard, Pine Island Road and Santa Barbara Boulevard.

Monday, October 31, 2011

CAPE CORAL FLORIDA EARLY VOTING

EARLY VOTING STARTS TODAY, MONDAY OCTOBER 31, 2011 IN CAPE CORAL FLORIDA. 4 CAPE CORAL COUNCIL SEATS ON THE BALLOT. PLEASE VOTE!!!

Wednesday, October 12, 2011

Bank of America Short Sale

CHARLOTTE, N.C. – Oct. 7, 2011 – Bank of America, the nation’s largest mortgage servicer, is offering Florida homeowners up to $20,000 to short sale their homes rather than letting them linger in foreclosure.

The limited time offer has received little promotion from the Charlotte, N.C.-based bank, which sent emails to select Florida Realtors earlier this week outlining basic details of the plan.

Only homeowners whose short sales are submitted for approval to Bank of America before Nov. 30 will qualify. The homes must have no offers on them already and the closing must occur before Aug. 31, 2012.

A short sale is when a bank agrees to accept a lower sales price on a home than what the borrower owes on the loan.

Realtors said the Bank of America plan, which has a minimum payout amount of $5,000, is a genuine incentive to struggling homeowners who may otherwise fall into Florida’s foreclosure abyss.

The current timeline to foreclosure in Florida is an average of 676 days – nearly two years – according to real estate analysis company RealtyTrac. The national average foreclosure timeline is 318 days.

“I think this is a positive sign that the bank is being creative to try and help homeowners and get things moving,” said Paul Baltrun, who works with real estate and mortgages at the Law Office of Paul A. Krasker in West Palm Beach. “With real estate attorneys handling these cases, you’re talking two, three, four years before there’s going to be a resolution in a foreclosure.”

Guy Cecala, chief executive officer and publisher of Inside Mortgage Finance, called the short sale payout a “bribe.”

“You can call it a relocation fee, but it’s basically a bribe to make sure the borrower leaves the house in good condition and in an orderly fashion,” Cecala said. “It makes good business sense considering you may have to put $20,000 into a foreclosed home to fix it up.”

Homeowners, especially ones who feel cheated by the bank, have been known to steal appliances and other fixtures, or damage the home.

“This might be the banks finally waking up that they can have someone in there with an incentive not to damage the property,” said Realtor Shannon Brink, with Re/Max Prestige Realty in West Palm Beach. “Isn’t it better to have someone taking care of the pool and keeping the air conditioner on?”

A spokesman for Bank of America said the program is being tested in Florida, and if successful, could be expanded to other states.

Wells Fargo and J.P. Morgan Chase have similar short sale programs, sometimes called “cash for keys.”

Wells Fargo spokesman Jason Menke said his company offers up to $20,000 on eligible short sales that are left in “broom swept” condition. Although the program is not advertised, deals are mostly made on homes in states with lengthy foreclosure timelines, he said.

And caveats exist. The Wells Fargo short sale incentive is only good on first lien loans that it owns, which is about 20 percent of its total portfolio.

Bank of America’s plan excludes Ginnie Mae, Federal Housing Administration and VA loans.

Similar to the federal Home Affordable Foreclosure Alternatives program, or HAFA, which offers $3,000 in relocation assistance, the Bank of America program may also waive a homeowner’s deficiency judgment at closing.

A deficiency judgment in a short sale is basically the difference between what the house sells for and what is still owed on the loan.

HAFA, which began in April 2010, has seen limited success with just 15,531 short sales completed nationwide through August.

But Realtors said cash for keys programs can work.

Wednesday, September 21, 2011

MONEY MAGAZINE CAPE CORAL FLORIDA

Money Magazine names Cape Coral Florida 2nd in the top ten cities to retire in 2012.

Money Magazine’s best places to retire.

1. Marquette, Mich.

2. Cape Coral, Fla.

3. Boise, Idaho

4. Danville, Ky.

5. Weatherford, Texas

6. Southaven, Miss.

7. Pittsburgh

8. Broken Arrow

9. Lake Charles, La.

10. Winston-Salem, N.C.

Friday, August 19, 2011

HOMEOWNER SUES BANK OF AMERICA AND FANNIE MAE

Homeowner sues for being denied loan mod

DETROIT – Aug. 19, 2011 – Homeowner Kim Orsi is taking her battle against two lenders to court after being denied a loan modification – a possible sign of more such lawsuits to come.

Orsi, a hair stylist, told the Detroit-Free Press that after getting a divorce last year she was no longer able to afford her mortgage, so she contacted lenders to apply for the Home Affordable Modification Program (HAMP), a government program that provides foreclosure-prevention initiatives. Orsi says her lender, Bank of America, told her to stop making mortgage payments before she could qualify for the program. She stopped making mortgage payments and also started a pet-sitting business on the side to pay off her debts and make more money.

She says Bank of America later approved her for finally qualifying for HAMP, but a letter she received in the mail shortly after said she was denied a loan modification because she made too much money.

Orsi has sued Bank of America and Fannie Mae; the former says the latter denied the loan modification. Her foreclosure has been delayed as her case remains in court, and she says the incorrect information she received to stop paying her mortgage has now hurt her credit.

“I don’t want people to feel sorry for me,” Orsi told the Detroit-Free Press. “I want them to be angry because the banks can deny you a modification, even if you qualify.”

Earlier this year, a group of homeowners across California were denied permanent loan modifications and are also fighting back against banks, suing lenders after they were denied for taking part in HAMP.

Source: “Home Owner Sues: Income was Too Much–and Too Little,” Detroit-Free Press (Aug. 16, 2011)

© Copyright 2011 INFORMATION, INC.

Rate on 30-year mortgage

'Rate on 30-year mortgage falls to lowest on record'


WASHINGTON – Aug. 19, 2011 – The average rate on a 30-year fixed mortgage has fallen to its lowest level on records dating to 1971.

The rate on the most popular mortgage dipped to 4.15 percent from 4.32 percent a week ago, Freddie Mac said Thursday. Its previous low of 4.17 percent was reached in November.

The last time long-term rates were lower was in the 1950s, when 30-year loans weren’t widely available. Most long-term home loans lasted 20 or 25 years.

Few expect record-low rates to energize the depressed home market. Over the past year, the average rate on the 30-year fixed mortgage has been below 5 percent for all but two weeks. Yet prices and sales remain unhealthy and are holding back the overall economy.

Five years ago, the average 30-year fixed rate was near 6.5 percent. In 2000, it exceeded 8 percent.

Most homeowners are paying rates more than a full percentage point higher than the current average. The average rate on all outstanding mortgages is 5.3 percent, Freddie Mac said, citing data from the Bureau of Economic Analysis.

After previous recessions, housing accounted for 15 percent to 20 percent of overall economic growth. This time, in 2009 and 2010, housing contributed just 4 percent to the economy.

“The housing market is not going to turn around because of this, because it isn’t the mortgage rate that matters,” said Joel Naroff, head of Naroff Economic Advisors. Naroff blamed the “horrendous” process of qualifying for a mortgage despite tougher lending standards. He said trying to sell a home in many markets is just as difficult.

Many would-be buyers can’t take advantage of the low rates. The unemployment rate is 9.1 percent, few Americans are getting raises and many are struggling to shrink their debt loads.

Banks are also insisting on higher credit scores and larger downpayments for first-time buyers. Many repeat buyers have too little equity invested in their homes to qualify for loans. Others are too nervous about the economy or their job security to invest in a home.

The average rate on a 15-year fixed mortgage, which is popular for refinancing, fell to 3.36 percent, also a record low. It’s the third straight week of record lows for the popular refinancing option. Freddie Mac’s records date to 1991, but analysts believe the new low on the 15-year mortgage is the lowest ever.

Borrowers who qualify have rushed to refinance and take advantage of the low rates. Refinancing accounted for 70 percent of mortgage applications in the first half of the year, Freddie Mac said. Refinancings tend to provide less benefit to the economy than home purchases do.

Mortgage rates typically track the yield on the 10-year Treasury note. Economic fears have drawn investors to the safety of Treasurys, driving down the yield on the 10-year note to barely above 2 percent. That helped lower mortgage rates.

The Federal Reserve offered a dim outlook of the economy last week, saying it expects growth will stay weak for two more years. As a result, the Fed said it expects to keep short-term rates near zero through mid-2013.

Roughly 14 million Americans remain unemployed. And the economy isn’t creating enough jobs to rapidly trim that figure. The economy grew at an annual rate of just 0.8 percent in the first six months of this year, the slowest such pace since the recession officially ended more than two years ago. In June, consumers cut spending for the first time in 20 months.

Fewer Americans bought previously occupied homes in July for the third time in four months, the National Association of Realtors said Thursday in a separate report. It said sales fell 3.5 percent last month to a seasonally adjusted annual rate of 4.67 million homes. That’s far below the 6 million that economists say must be sold to sustain a healthy housing market.

To calculate average mortgage rates, Freddie Mac surveys lenders across the country Monday through Wednesday of each week.

The average rate on a five-year adjustable-rate mortgage fell to 3.08 percent, its lowest level on records dating to January 2005. Last week’s reading of 3.13 percent also was a record low. The week before was, too.

The average for one-year adjustable-rate loans fell to 2.86 percent, the lowest on records going back to 1984. Last week’s average of 2.89 also set a record.

The rates do not include extra fees known as points. One point is equal to 1 percent of the total loan amount.

The Associated Press. All rights reserved.

Sunday, August 14, 2011

SUMMER CAPE CORAL HOME SALES SIZZLE

Summer is historically our ‘slowest’ time of the year for Cape Coral real estate sales so if you are looking to make a home purchase in SW Florida come on down this summer and see what we have to offer.

Come fall (our typical busy season) we will see more price and inventory adjustments here in the Cape Coral real estate market.
There are so many different unique opportunities right now for buyers of Cape Coral real estate.

Some experts warn that this ‘new’ news may leave Cape Coral home sellers confused about pricing. I’m sure it will confuse some of the sellers in Cape Coral. That is why it is the best idea for Cape Coral sellers to consult with a reliable and honest real estate professional who specializes in Cape Coral real estate.

Considering selling your home or property in Cape Coral? Contact us at The Mary Neilson Team to find out if now is the best time for you to sell your Cape Coral real estate. We market our listings internationally & have a solid reputation for selling houses in and around Cape Coral, Florida.

Don't 'Make a Move' before calling on The Mary Neilson Team

This site is about and The Mary Neilson Team serves; Cape Coral Real Estate, Bonita Springs Real Estate, Cape Coral Homes for Sale, Bonita Springs Homes for Sale, Naples FL Real Estate, Bonita Springs Florida Real Estate, Fort Myers Homes for Sale, Cape Coral Homes, Cape Coral Florida Real Estate, Fort Myers Homes, Ft Myers Real Estate, Bonita Springs Single Family Homes, Ft Myers Homes for Sale, Bonita Springs Waterfront Homes, Cape Coral Waterfront Homes, Bonita Springs Luxury Homes, Ft Myers Beach Real Estate, Naples FL New Home, Cape Coral Florida Homes for Sale, Cape Coral FL Real Estate, Bokeelia Homes For Sale


CHOOSING THE RIGHT REALTOR

All Real Estate agents are not created equal . . . The service they offer and their abilities vary dramatically even within the same office.

Choosing the Right Salesperson is critical after you decide to sell and/or buy a home. Your choice can cost or save you thousands of dollars.

Wherever you look, salespeople present themselves as #1, Top Producers or Area Specialists. They present slick slogans, glamour photos, awards won and other irrelevant information. Most buyers and sellers want to know is “what is in it for them”.

We offer you a free comparative market analysis and useful information to help you sort through the maze. It will help you decide whether to choose a friend, a family member, an area expert or a Top Producer.

Be sure to ask for a checklist of services and guarantees you should expect to get when you Buy a Home or Sell a Home.

Save yourself aggravation, avoid problems and put more money in your pocket.

Don't 'Make a Move' before calling on The Mary Neilson Team

This site is about and The Mary Neilson Team serves; Cape Coral Real Estate, Bonita Springs Real Estate, Cape Coral Homes for Sale, Bonita Springs Homes for Sale, Naples FL Real Estate, Bonita Springs Florida Real Estate, Fort Myers Homes for Sale, Cape Coral Homes, Cape Coral Florida Real Estate, Fort Myers Homes, Ft Myers Real Estate, Bonita Springs Single Family Homes, Ft Myers Homes for Sale, Bonita Springs Waterfront Homes, Cape Coral Waterfront Homes, Bonita Springs Luxury Homes, Ft Myers Beach Real Estate, Naples FL New Home, Cape Coral Florida Homes for Sale, Cape Coral FL Real Estate, Bokeelia Homes For Sale

CAPE CORAL REAL ESTATE SELLER STAGING

Staging your house for sale . . . is the new buzz phrase in real estate.
Most experienced salespeople have been helping sellers stage their homes to sell for years . . . we call it preparing your home to show its best. We feel a real estate salesperson who works with buyers and sellers everyday selling homes knows more about preparing a home for sale than a home than a home stager who does not and in many cases never sold a home.

Some agents do not have the experience to tell a seller how to prepare a home for sale or are uncomfortable telling sellers to clean, paint, fix deodorize un clutter etc. so they get someone else to do the job. Some agents offer service to look “up-to-date” with new selling techniques.

One of an agent’s toughest jobs is to be totally up front with a Seller. If they are hesitant to tell the seller what has to be done to get the best price and terms, how will they be up front with other things sellers don’t like to hear like the realistic market value of their home or that the asking price has to be lowered.

Call on the Team you can trust, Call on The Mary Neilson Team

This site is about and The Mary Neilson Team serves; Cape Coral Real Estate, Bonita Springs Real Estate, Cape Coral Homes for Sale, Bonita Springs Homes for Sale, Naples FL Real Estate, Bonita Springs Florida Real Estate, Fort Myers Homes for Sale, Cape Coral Homes, Cape Coral Florida Real Estate, Fort Myers Homes, Ft Myers Real Estate, Bonita Springs Single Family Homes, Ft Myers Homes for Sale, Bonita Springs Waterfront Homes, Cape Coral Waterfront Homes, Bonita Springs Luxury Homes, Ft Myers Beach Real Estate, Naples FL New Home, Cape Coral Florida Homes for Sale, Cape Coral FL Real Estate, Bokeelia Homes For Sale

REAL ESTATE TEAM APPROACH

Team Approach to Better Serve You

Most real estate salespeople still work with clients the way they did 25 years ago. I know because I was there.

Most do everything themselves. They are the secretary/assistant, the marketing person, the salesperson, the computer person, the internet person, the run-around person, the receptionist, the buyer expert, the seller expert, the condominium expert, the cleaning person and even the handyman actually doing repairs.

Would you feel confident if your lawyer, doctor, dentist or accountant performed all the tasks in the course of their business?

I believe most salespeople are hardworking and well-meaning. Today many things are different. The business is far more complex, rules and regulations have changed a lot and technology has changed dramatically. In addition, buyers and sellers are far more knowledgeable.

Our solution is a team of licensed realtors. They are involved in every transaction enabling us to offer consistent service no matter who is away or busy with other clients.

This system also allows my team to focus on what they do best. Our system of procedures and checklists offer less chance of anything being overlooked, resulting in the best possible service to you.

My licensed team is well experienced and includes buyer agents, listing agents, condominium experts and people versed in the needs of both first time buyers and seniors. Whatever your situation, we can help.

You may be asking if it costs more to offer you this kind of service. The answer is no…

Why pay for one licensed salesperson when you can have a team? The Mary Neilson Team

This site is about and The Mary Neilson Team serves; Cape Coral Real Estate, Bonita Springs Real Estate, Cape Coral Homes for Sale, Bonita Springs Homes for Sale, Naples FL Real Estate, Bonita Springs Florida Real Estate, Fort Myers Homes for Sale, Cape Coral Homes, Cape Coral Florida Real Estate, Fort Myers Homes, Ft Myers Real Estate, Bonita Springs Single Family Homes, Ft Myers Homes for Sale, Bonita Springs Waterfront Homes, Cape Coral Waterfront Homes, Bonita Springs Luxury Homes, Ft Myers Beach Real Estate, Naples FL New Home, Cape Coral Florida Homes for Sale, Cape Coral FL Real Estate, Bokeelia Homes For Sale



RECEIVE HOT NEW LISTINGS IN CAPE CORAL

If you are looking to buy and want to make sure you receive all the new MLS listings of homes as they come on the market . . . this is the program for you.

You will receive all the new listings of homes in the areas and price range you are interested in as they appear on the market for sale or the price adjusted to fit your budget.

We will sort them, if you wish, by type, style, number of bedrooms, bathrooms and by other criteria important to you.

You will receive the all pertinent information on the property along with color pictures.

Call or email to be set up on your Free, No Obligation, Personalized "Client Portal'.


This site is about and The Mary Neilson Team serves; Cape Coral Real Estate, Bonita Springs Real Estate, Cape Coral Homes for Sale, Bonita Springs Homes for Sale, Naples FL Real Estate, Bonita Springs Florida Real Estate, Fort Myers Homes for Sale, Cape Coral Homes, Cape Coral Florida Real Estate, Fort Myers Homes, Ft Myers Real Estate, Bonita Springs Single Family Homes, Ft Myers Homes for Sale, Bonita Springs Waterfront Homes, Cape Coral Waterfront Homes, Bonita Springs Luxury Homes, Ft Myers Beach Real Estate, Naples FL New Home, Cape Coral Florida Homes for Sale, Cape Coral FL Real Estate, Bokeelia Homes For Sale

FLORIDA GATED COMMUNITIES

The popularity of living in gated, or private communities has been rising in recent years. It used to be that gated communities were thought of as being only for the rich. But today they are becoming more and more popular with middle and upper middle class families. Security is usually given as the biggest reason for choosing to live in a gated community. Among the other reasons people are attracted to living in these communities are protecting property values and lifestyle.Many gated communities are designed with amenities built around a particular lifestyle, with golf courses, tennis, swimming pools, or equestrian facilities.Gated communities are usually located on some of the most desirable land in the area. Prime land, combined with careful planning and HOA rules create an environment where home values hold up extremely well.


Aside from the gates or walls, the second most defining characteristic of gated or private communities is the Homeowner’s Association (HOA). The HOA is made up of all the owners of the development. The HOA is responsible for collection of the Association fees and making and enforcing the “rules” of the community. It is often also responsible for maintaining the public aspects of the community, such as streets, security, parks, etc.


The rules set by the HOA can vary a great deal, depending on the individual development. Typically the HOA will have rules pertaining to upkeep and appearance of homes within the development, specifying the colors of paint on outside walls, types of fencing, guidelines for landscaping and storage of boats or recreational vehicles.


Gated communities aren't for everyone. But with strong protection of property values, increased security, less traffic and amenities for your specific lifestyle, they are appealing to more people each year.

Southwest Florida offers an abundance of gated communities with several to fit your needs. Call or email us today for a list of single family homes, condos or townhomes.

This site is about and The Mary Neilson Team serves; Cape Coral Real Estate, Bonita Springs Real Estate, Cape Coral Homes for Sale, Bonita Springs Homes for Sale, Naples FL Real Estate, Bonita Springs Florida Real Estate, Fort Myers Homes for Sale, Cape Coral Homes, Cape Coral Florida Real Estate, Fort Myers Homes, Ft Myers Real Estate, Bonita Springs Single Family Homes, Ft Myers Homes for Sale, Bonita Springs Waterfront Homes, Cape Coral Waterfront Homes, Bonita Springs Luxury Homes, Ft Myers Beach Real Estate, Naples FL New Home, Cape Coral Florida Homes for Sale, Cape Coral FL Real Estate, Bokeelia Homes For Sale

FORT MYERS FORECLOSURES

Fort Myers FORECLOSURES for sale -- Cape Coral FORECLOSURES for sale.

Contact us for a current list of up to date foreclosed homes in Cape Coral, Fort Myers and all of Lee and Collier County


Buying bank owned properties " Foreclosures "


Whats an REO?

REO stands for Real Estate Owned. These are properties that have gone through foreclosure and are now owned by the bank or mortgage company. There have been many Foreclosed homes for sale cape coral.

This is not the same as a property up for foreclosure auction. You'll receive the property 100% as is. That could include existing liens and even current occupants that need to be evicted. A REO, by contrast, is a much cleaner and attractive transaction. The REO property did not find a buyer during foreclosure auction. The bank now owns it. The bank will see to the removal of tax liens, evict occupants if needed and generally prepare for the issuance of a title insurance policy to the buyer at closing. Do be aware that REOs may be exempt from normal disclosure requirements. In Florida & California, for example, banks are exempt from giving a Transfer Disclosure Statement, a document that normally requires sellers to tell you about any defects they are aware of.

Is it a bargain?
Its commonly assumed that any REO must be a bargain and an opportunity for easy money. This simply isn't true. You have to be very careful about buying a REO if your intent is to make money off of it. While its true that the bank is typically anxious to sell it quickly, they are also strongly motivated to get as much as they can for it. When considering the value of a REO, you need to look closely at comparable sales in the neighborhood and be sure to take into account the time and cost of any repairs or remodeling needed to prepare the house for resale. The bargains with money making potential exist, and many people do very well buying foreclosures. But there are also many REOs that are not good buys and not likely to turn a profit. Many with code violations or other serious problems may end up in an auction. There you must be extremely careful.




How to buy a foreclosed home.

1. NEVER pay for a list of Cape Coral foreclosures or a list of Fort Myers Foreclosures. Foreclosures are listed in MLS and REALTOR available.

2. Decide which property type you are looking for, determine your budget and call us.

3. Have your check of at least 2K (Min 10% for cash) in a money order not a check due to clearance time. Have it made out to any local title company or ask the agent.

4. Have proof of cash in writing for the balance to close.

5. Getting loan? Have a pre-qualification letter done right. Should have the maximum amount you are qualified for, interest rate, date (Letter should be no older than 3 months). Have the lender state the highest amount you are qualified for. Show strength to buy Cape Coral Foreclosures and Fort Myers Foreclosures.



This site is about Cape Coral Real Estate, Bonita Springs Real Estate, Cape Coral Homes for Sale, Bonita Springs Homes for Sale, Naples FL Real Estate, Bonita Springs Florida Real Estate, Fort Myers Homes for Sale, Cape Coral Homes, Cape Coral Florida Real Estate, Fort Myers Homes, Ft Myers Real Estate, Bonita Springs Single Family Homes, Ft Myers Homes for Sale, Bonita Springs Waterfront Homes, Cape Coral Waterfront Homes, Bonita Springs Luxury Homes, Ft Myers Beach Real Estate, Naples FL New Home, Cape Coral Florida Homes for Sale, Cape Coral FL Real Estate, Bokeelia Homes For Sale

FORT MYERS BUYER VIP TREATMENT

THE MARY NEILSON TEAM VIP PROMISE

When buying houses in Fort Myers Florida

1. Provide Hotel Information (discounts possible)

2. Provide Rental Car Information (discounts possible).

3. Office Consultation

4. Provide A Selection Of Lenders and Mortgage Originators

5. Provide a Map

6. Drive Buyers To Showings

7. Provide Client MLS sheets and clipboard

8. Provide Area Specific Information and Issues

9. Take additional photos of your 'chosen' property

10. Provide the utmost in care while writing and submitting your offer.

11. Provide a selection of Home Inspectors

12. Provide a list of important local contact information, utility companies and others.

13. Stay in contact through the closing process.

14. Attend the Closing (If held locally)

15. Provide follow up care and answers.


To us, every buyer, regardless of budget, is a 'Very Important Person'. Call or email us today and we will prove it to you.



This site is about; Cape Coral Real Estate, Bonita Springs Real Estate, Cape Coral Homes for Sale, Bonita Springs Homes for Sale, Naples FL Real Estate, Bonita Springs Florida Real Estate, Fort Myers Homes for Sale, Cape Coral Homes, Cape Coral Florida Real Estate, Fort Myers Homes, Ft Myers Real Estate, Bonita Springs Single Family Homes, Ft Myers Homes for Sale, Bonita Springs Waterfront Homes, Cape Coral Waterfront Homes, Bonita Springs Luxury Homes, Ft Myers Beach Real Estate, Naples FL New Home, Cape Coral Florida Homes for Sale, Cape Coral FL Real Estate

CAPE CORAL BUYER VIP TREATMENT

THE MARY NEILSON TEAM VIP PROMISE

When buying a house in Cape Coral Florida

1. Provide Hotel Information (discounts possible)

2. Provide Rental Car Information (discounts possible).

3. Office Consultation

4. Provide A Selection Of Lenders and Mortgage Originators

5. Provide a Map

6. Drive Buyers To Showings

7. Provide Client MLS sheets and clipboard

8. Provide Area Specific Information and Issues

9. Take additional photos of your 'chosen' property

10. Provide the utmost in care while writing and submitting your offer.

11. Provide a selection of Home Inspectors

12. Provide a list of important local contact information, utility companies and others.

13. Stay in contact through the closing process.

14. Attend the Closing (If held locally)

15. Provide follow up care and answers.


To us, every buyer, regardless of budget, is a 'Very Important Person'. Call or email us today and we will prove it to you.



This site is about; Cape Coral Real Estate, Bonita Springs Real Estate, Cape Coral Homes for Sale, Bonita Springs Homes for Sale, Naples FL Real Estate, Bonita Springs Florida Real Estate, Fort Myers Homes for Sale, Cape Coral Homes, Cape Coral Florida Real Estate, Fort Myers Homes, Ft Myers Real Estate, Bonita Springs Single Family Homes, Ft Myers Homes for Sale, Bonita Springs Waterfront Homes, Cape Coral Waterfront Homes, Bonita Springs Luxury Homes, Ft Myers Beach Real Estate, Naples FL New Home, Cape Coral Florida Homes for Sale, Cape Coral FL Real Estate

CAPE CORAL FORECLOSURES

Cape Coral FORECLOSURES for sale -- Fort Myers FORECLOSURES for sale.

Contact us for a current list of up to date foreclosed homes in Cape Coral, Fort Myers and all of Lee and Collier County


Buying bank owned properties " Foreclosures "


Whats an REO?

REO stands for Real Estate Owned. These are properties that have gone through foreclosure and are now owned by the bank or mortgage company. There have been many Foreclosed homes for sale cape coral.

This is not the same as a property up for foreclosure auction. You'll receive the property 100% as is. That could include existing liens and even current occupants that need to be evicted. A REO, by contrast, is a much cleaner and attractive transaction. The REO property did not find a buyer during foreclosure auction. The bank now owns it. The bank will see to the removal of tax liens, evict occupants if needed and generally prepare for the issuance of a title insurance policy to the buyer at closing. Do be aware that REOs may be exempt from normal disclosure requirements. In Florida & California, for example, banks are exempt from giving a Transfer Disclosure Statement, a document that normally requires sellers to tell you about any defects they are aware of.

Is it a bargain?
Its commonly assumed that any REO must be a bargain and an opportunity for easy money. This simply isn't true. You have to be very careful about buying a REO if your intent is to make money off of it. While its true that the bank is typically anxious to sell it quickly, they are also strongly motivated to get as much as they can for it. When considering the value of a REO, you need to look closely at comparable sales in the neighborhood and be sure to take into account the time and cost of any repairs or remodeling needed to prepare the house for resale. The bargains with money making potential exist, and many people do very well buying foreclosures. But there are also many REOs that are not good buys and not likely to turn a profit. Many with code violations or other serious problems may end up in an auction. There you must be extremely careful.




How to buy a foreclosed home.

1. NEVER pay for a list of Cape Coral foreclosures or a list of Fort Myers Foreclosures. Foreclosures are listed in MLS and REALTOR available.

2. Decide which property type you are looking for, determine your budget and call us.

3. Have your check of at least 2K (Min 10% for cash) in a money order not a check due to clearance time. Have it made out to any local title company or ask the agent.

4. Have proof of cash in writing for the balance to close.

5. Getting loan? Have a pre-qualification letter done right. Should have the maximum amount you are qualified for, interest rate, date (Letter should be no older than 3 months). Have the lender state the highest amount you are qualified for. Show strength to buy Cape Coral Foreclosures and Fort Myers Foreclosures.



This site is about Cape Coral Real Estate, Bonita Springs Real Estate, Cape Coral Homes for Sale, Bonita Springs Homes for Sale, Naples FL Real Estate, Bonita Springs Florida Real Estate, Fort Myers Homes for Sale, Cape Coral Homes, Cape Coral Florida Real Estate, Fort Myers Homes, Ft Myers Real Estate, Bonita Springs Single Family Homes, Ft Myers Homes for Sale, Bonita Springs Waterfront Homes, Cape Coral Waterfront Homes, Bonita Springs Luxury Homes, Ft Myers Beach Real Estate, Naples FL New Home, Cape Coral Florida Homes for Sale, Cape Coral FL Real Estate

CAPE CORAL

BUYING A HOME IN CAPE CORAL

One of the biggest mistakes buyers make is not being prepared once the decision has been made to purchase a home. Here are some helpful hints.

1. Have a Pre-Qualification letter ready so we can make a copy for presenting an offer. This not only lets the seller's agent know you are a qualified buyer but speaking to your lender will give you a firm house buying budget. If you don't have a Bank or Lender, please contact us. We can put you in touch with several local lenders. In most cases, you can be qualified over the phone in less than 15 minutes.

2. Let us know what you are looking for. House, Canal, Waterfront, Gated, Condo, Townhouse, Minimum Acceptable: Bedrooms, Baths, Square Footage, Garage Space, Amenities. This will enable us to set up and email you a link to your personal 'Client Portal'. Be sure to bookmark the site once you click 'View Listings'. You will automatically be notified via email when new or revised listings hit the market that match your search.

3. Search your personal 'Client Portal' of all available properties that match your criteria in hint #2. While this search serves as a valuable tool, educating our buyers on pricing and what to expect, it is very important that you use the 'Save" and 'Rejected' options so we can get to know your likes and dislikes to serve you better. Remember, criteria can be revised with a quick email to us.

4. Once you have your Florida trip planned, allow 2-3 days to view homes. Please give us 2 weeks notice of the dates to view property so we may schedule and prepare for your arrival.

5. Bring your pre-qualification letter or Proof of funds equal to or exceeding your expected purchase price.

6. Bring your checkbook. You will be required include a check for an Earnest Money Deposit.

7. Be prepared to be open and honest about your likes and dislikes while viewing homes. Depending on your budget, we may have many properties to view. The in and out approach for any properties that are not close to what you are looking for wastes precious time. Make plenty of notes on the contenders and we may have time to take a second look the same day.

8. Once you have found your dream home, it will take about 2 hours to prepare the paperwork, sign and submit an offer.


I hope these hints were helpful. Please feel free to contact us anytime. By phone 239-243-5989 By email mary@maryneilson.com

Cape Coral Real Estate, Bonita Springs Real Estate, Cape Coral Homes for Sale, Bonita Springs Homes for Sale, Naples FL Real Estate, Bonita Springs Florida Real Estate, Fort Myers Homes for Sale, Cape Coral Homes, Cape Coral Florida Real Estate, Fort Myers Homes, Ft Myers Real Estate, Bonita Springs Single Family Homes, Ft Myers Homes for Sale, Bonita Springs Waterfront Homes, Cape Coral Waterfront Homes, Bonita Springs Luxury Homes, Ft Myers Beach Real Estate, Naples FL New Home, Cape Coral Florida Homes for Sale, Cape Coral FL Real Estate

FLORIDA REAL ESTATE AGENT AREA

This site is about Cape Coral Real Estate, Bonita Springs Real Estate, Cape Coral Homes for Sale, Bonita Springs Homes for Sale, Naples FL Real Estate, Bonita Springs Florida Real Estate, Fort Myers Homes for Sale, Cape Coral Homes, Cape Coral Florida Real Estate, Fort Myers Homes, Ft Myers Real Estate, Bonita Springs Single Family Homes, Ft Myers Homes for Sale, Bonita Springs Waterfront Homes, Cape Coral Waterfront Homes, Bonita Springs Luxury Homes, Ft Myers Beach Real Estate, Naples FL New Home, Cape Coral Florida Homes for Sale, Cape Coral FL Real Estate

Friday, August 12, 2011

FORT MYERS HOUSES FOR SALE

To search MLS for properties in Fort Myers and the surrounding cities, visit http://www.maryneilson.listingbook.com

If you prefer to have one of the Team search for you, email us at mary@maryneilson.com, call 239-243-5989 or visit our website at www.maryneilson.com

CAPE CORAL HOUSES FOR SALE

To search MLS for properties in Cape Coral and the surrounding cities, visit http://www.maryneilson.listingbook.com

If you prefer to have one of the Team search for you, email us at mary@maryneilson.com, call 239-243-5989 or visit our website at www.maryneilson.com

Saturday, August 6, 2011

FORT MYERS REAL ESTATE

Fort Myers Florida

Fort Myers area in Southwest Florida is popular for its beaches, fishing, golf, sport teams and shopping. It is also the site of the Edison & Ford winter estates. Great Florida location, approximately 45 minutes north of Naples, 75 minutes south of Sarasota and 3 hours west of Fort Lauderdale via Alligator Alley. Home of Southwest International Regional Airport, RSW. Non stop flights to Germany, Denmark and more.

Fort Myers area Gulf of Mexico beaches offer, secluded locations, sites for the lover of nature, miles of sand for family fun, restaurants, bars, water sport rentals and world class shelling on Sanibel and Captiva islands. Take the day at Lovers Key State Park or Bonita Beach dog park.

Fort Myers and nearby Cape Coral is a boaters paradise. Located in Lee County, Florida on the Gulf of Mexico, enjoy sport fishing, kayaking, jet ski, island hopping and pleasure boating. Many locals have their boats docked behind their waterfront house or condo on the extensive 400 mile canal system.

Fort Myers golf courses rival the best. Admiral Lehigh Golf & Resort, Mirror Lakes, Beachview Golf Club Sanibel Island, Cape Coral Executive Golf Course, Bonita Fairways Bonita Springs, Coral Oaks Golf Course Cape Coral, Deltura Country Club Fort Myers Florida, Eastwood Golf Course Fort Myers, Eagle Ridge Golf Club Fort Myers, El Rio Golf Club North Fort Myers, Fort Myers Country Club Fort Myers, Eastwood Golf Course, Heritage Palms and more.

Fort Myers is the spring training home of the Boston Red Sox and Minnesota Twins. A new Red Sox stadium, currently under construction will be completed for the 2012 season. Twins train at Hammond Stadium.

Fort Myers area shopping. Bell Tower, Tanger Outlet Mall, Miromar Outlets, Coconut Point in Estero.

Nightlife can be found in the Downtown River District. On going revitalization includes over 1000 condominium units, bar, restaurants, shops and businesses. Bike nights and Street Rod Cruise Ins scheduled often.

Other interests include, Barbara B Mann, The Broadway Palms Dinner Theatre and The Imaginarium.

Fort Myers area Colleges and Universities, Edison State College, Florida Gulf Coast University, Hodges University, Southwest Florida College, Rasmussen College and Nova University.

If you are thinking of buying Fort Myers Real Estate, call on Fort Myers Real Estate Agent Mary Neilson & The Mary Neilson Team to show you Fort Myers Homes. Allow Mary and her team of full time, experienced, REALTORS® help you find the home of your dreams and walk you through the process to a smooth closing.

The Mary Neilson Team serves Fort Myers Florida and surrounding Southwest Florida areas including: Cape Coral, Fort Myers Beach, St James City, Bokeelia, Lehigh Acres, North Fort Myers, San Carlos, Estero and Bonita Springs.

* Fort Myers Vacation Home
* Fort Myers Waterfront Home
* Fort Myers Waterfront Condo
* Fort Myers Canal Home
* Fort Myers Canal Condo
* Fort Myers Golf Course Home
* Fort Myers Golf Course Condo
* Fort Myers Investment Property
* Fort Myers Short Sale
* Fort Myers Foreclosure
* Fort Myers REO
* Fort Myers Bank Owned
* Fort Myers Distressed

Feel free to visit my website http://www.maryneilson.com. Browse 'Websites of Interest' for useful community information.

CAPE CORAL REAL ESTATE

Cape Coral Florida

Cape Coral area in Southwest Florida is popular for its beaches, fishing, golf, sport teams and shopping. Great Florida location, approximately 45 minutes north of Naples, 75 minutes south of Sarasota and 3 hours west of Fort Lauderdale via Alligator Alley. Home of Southwest International Regional Airport, RSW. Non stop flights to Germany, Denmark and more.

Cape Coral area Gulf of Mexico beaches offer, secluded locations, sites for the lover of nature, miles of sand for family fun, restaurants, bars, water sport rentals and world class shelling on Sanibel and Captiva islands. Take the day at Lovers Key State Park or Bonita Beach dog park.

Cape Coral is a boaters paradise, best known for it's 400 mile, gulf access, canal system. Located in Lee County, Florida on the Caloosahatchee River, cross the bridge to Fort Myers. Boat to the Gulf of Mexico via Matlacha Pass and Caloosahatchee River. Enjoy sport fishing, kayaking, jet skis, island hopping and pleasure boating. Many residents have their boats docked behind their waterfront house or condo and take advantage of the extensive 400 mile canal system.

Cape Coral golf courses include Coral Oaks, Palmetto Pines and The Executive Golf Club. In Nearby Fort Myers, Fort Myers Golf & Country Club, Eastwood, Heritage Palms and many more.

Cape Coral and Fort Myers area is the spring training home of the Boston Red Sox and Minnesota Twins. A new Red Sox stadium, currently under construction will be completed for the 2012 season. Twins train at Hammond Stadium.

Cape Coral area shopping. Bell Tower, Tanger Outlet Mall, Miromar Outlets, Coconut Point in Estero.

Residents enjoy occasional Bike Nights w/ 100's of Harley Davidson Bikes and Street Rod Cruise Nights. Weekly Hot Rod, Muscle Car and Vintage Car Cruise In at different locations.

CRA Downtown District activities include Pub Crawls, Annual Art Fair, Seasonal Fresh Food Open Air Market, Shops, Cafes and Restaurants. The Yacht Club Basin offers a Sandy Beach, Play Area, Food, Beverages, Tennis, Community Pool, Marina, Racquet Ball and planned hobbies, activities and events.

Cape Coral is also home to Cape Harbour Marina with it's quaint shoppes, Rum Runners Restaurant and the popular bar, The Joint, where a live band, dancing & fun happen every Tuesday night. Tarpon Point Marina with its 175 slips & can accommodate up to 100' yacht. Also on site is a first class hotel, Marker 92 restaurant and The Naughty Mermaid outdoor bar and lounge.

Nearby Entertainment, Barbara B Mann, The Broadway Palms Dinner Theatre and The Imaginarium.

Cape Coral and Fort Myers area Colleges and Universities, Edison State College, Florida Gulf Coast University, Hodges University, Southwest Florida College, Rasmussen College and Nova University.

If you are thinking of buying Cape Coral Real Estate, call on Cape Coral Real Estate Agent Mary Neilson & The Mary Neilson Team to show you Cape Coral Homes. Allow Mary and her team of full time, experienced, REALTORS® help you find the home of your dreams and walk you through the process to a smooth closing.

The Mary Neilson Team serves Cape Coral Florida and surrounding Southwest Florida areas including: Fort Myers, Fort Myers Beach, St James City, Bokeelia, Lehigh Acres, North Fort Myers, San Carlos, Estero and Bonita Springs.

* Cape Coral Vacation Home
* Cape Coral Waterfront Home
* Cape Coral Gulf Access Home
* Cape Coral Waterfront Condo
* Cape Coral Canal Home
* Cape Coral Canal Condo
* Cape Coral Golf Course Home
* Cape Coral Golf Course Condo
* Cape Coral Investment Property
* Cape Coral Short Sale
* Cape Coral Foreclosure
* Cape Coral REO
* Cape Coral Bank Owned
* Cape Coral Distressed

Feel free to visit my website http://www.maryneilson.com and browse 'Websites of Interest' for useful community information.

GOOD FORT MYERS SHORT SALE REALTOR

Call The Mary Neilson Team. 239-243-5989 You won't be disappointed.

Visit us at: http://www.maryneilson.com

Fort Myers Real Estate
Cape Coral Real Estate
Estero Real Estate
Bonita Springs Real Estate
Lehigh Acres Real Estate

GOOD CAPE CORAL SHORT SALE REALTOR

Call The Mary Neilson Team. 239-243-5989 You won't be disappointed.

Visit us at: http://www.maryneilson.com

ESTERO HOMES

Estero Home, Fort Myers Homes. Beautiful Home in the Gated community of Marsh Landing. More community info go to www.mymarshlanding.com Located across from the Coconut Point Mall in Estero. This home features 3 bedroom split design, granite kitchen, huge breakfast bar, combo family room and formal living & dining rooms. Master suite includes private bath with dual sinks, walk in shower and soaking tub. Screened in ground pool with pool bath. Low quarterly fees of $365. Amenities include, clubhouse, pool, tennis and more. $221,900.

Call 239-243-5989 or email mary@maryneilson.com for photos and/or other Estero Real Estate Bonita Springs Real Estate Fort Myers Real Estate or Cape Coral Real Estate.

23008 Marsh Landing Blvd Estero Florida

Visit: http://www.maryneilson.com
Cape Coral REALTOR
Fort Myers REALTOR
Estero REALTOR
Bonita Springs REALTOR

FORT MYERS CONDOS

Fort Myers Condo, Fort Myers Home. Attention Golfers, Boaters, Sunbathers, Tennis enthusiasts and Fun Seekers. Fantastic opportunity to own a 1300 sq ft, 2 bedroom, 2 bath, 1st floor condo in Terraverde, South Fort Myers. Solid surface countertops with all appliances included. Screened lanai, end unit with extra natural light. Clubhouse with food/alcohol bar, activities, exercise room, dry sauna, lockers. Large heated swimming pool, jacuzzi, sun deck, water aerobics, tennis, fishing, boat storage and boat launch. Minimal Golf Fee of $200 annually. This community is ideal. Bar service, Pro Shop, Parties, Potlucks and more. Come see why everyone loves Terraverde.


Call 239-243-5989 or email mary@maryneilson.com for photos and/or other Fort Myers Real Estate or Cape Coral Real Estate.

11732 Ravens Roost #1 Terraverde South Fort Myers Florida

Visit: http://www.maryneilson.com
Cape Coral REALTOR
Fort Myers REALTOR

FORT MYERS HOMES

Fort Myers Home. Gated Timber Ridge in Gateway. Community Info visit http://www.timberridgehoa.info/docs.htm Nearly 1800 sq ft, 3 bedroom, 2 bath home. Tax roll shows 2 bedroom, however den has a closet. Lovely cabinets and granite in kitchen. Master bath has separate shower and soaking tub. Large screened lanai. $149,900. Call 239-243-5989 or email mary@maryneilson.com for photos and/or other Fort Myers Real Estate.

11840 Pine Timber Ln

Visit: http://www.maryneilson.com
Cape Coral REALTOR
Fort Myers REALTOR

CAPE CORAL HOMES

Cape Coral Real Estate. Fantastic opportunity. Beautiful home in immaculate condition. Only 5 years old. Generously sized at over 1850 Sq Ft. This custom built, 3/2 plus family room is open and inviting with cathedral ceilings. Split floor plan for privacy when guests arrive. Neutral paint color and 18 inch tile throughout home. Corian counter tops, Upgraded comfort height cabinets in bathrooms, wood grade cabinetry in kitchen and baths. French doors lead to master suite that boasts dual sinks, a separate shower and jetted soaking tub plus his and hers walk-in closets. Upgraded lighting and ceiling fans. Open porch in front, all tiled and stone decorative columns. Alarm and Sprinkler system. Large screened lanai, tiled with two ceiling fans. Palm trees. Convenient location, close to shopping and charter school. Best News Yet! It's not a short sale or foreclosure, and it shows! Call 239-243-5989 or email mary@maryneilson.com for photos and other Cape Coral Home or Fort Myers Home.

208 NW 26th PL Cape Coral Florida

Visit: http://www.maryneilson.com

Thursday, August 4, 2011

Bank Owned Fort Myers

We're making news here in Cape Coral and Fort Myers Florida and it's GOOD news. Prices are down and Sales are up. Don't miss this fantastic opportunity!!!! Find out how to search for Bank or Corporate owned, Foreclosures & Short Sale homes houses properties. Choose from homes & condos under $100,000., gulf access, canal & waterfront homes under $200,000 and luxury homes $$$.

The MARY NEILSON TEAM are full time, experienced agents serving all of Lee County. Don't hesitate while prices are low, low, low. Many properties are receiving multiple offers. We will have a lender qualify you for a loan so you will be ready to act quickly.

Email me at mary@maryneilson.com or call 239-243-5989 today for a Free no obligation List of SW Florida properties or search the Cape Coral Fort Myers MLS database like a REALTOR.

Houses in Fort Myers

No Hassles. Search MLS like an agent. Cape Coral, Fort Myers, Fort Myers Beach, North Fort Myers, St James City, Lehigh Acres, Bonita, Estero, San Carlos, Florida property. Residential single family, waterfront homes, canal gulf access homes, canal condos, waterfront condos, townhouses, beachfront homes or condos and vacant land. Go to http://www.maryneilson.listingbook.com to search on your own. Go to http://www.maryneilson.com team website, browse and then email mary@maryneilson.com or call Mary Neilson at 239-243-5989. We are here to help you with all of your real estate needs.

Fort Myers Real Estate

No Hassles. Search MLS like an agent. Fort Myers, Cape Coral, Fort Myers Beach, North Fort Myers, St James City, Lehigh Acres, Bonita, Estero, San Carlos, Florida property. Residential single family, waterfront homes, canal gulf access homes, canal condos, waterfront condos, townhouses, beachfront homes or condos and vacant land. Go to http://www.maryneilson.listingbook.com to search on your own. Go to http://www.maryneilson.com team website, browse and then email mary@maryneilson.com or call Mary Neilson at 239-243-5989. We are here to help you with all of your real estate needs.

Tuesday, August 2, 2011

Mortgage Debt Relief

Good through 2012. Facts you should know!!!!!! Read then....

Call Mary Neilson at 239-243-5989 or visit the Team Website at www.maryneilson.com

The Mortgage Forgiveness Debt Relief Act and Debt Cancellation


If you owe a debt to someone else and they cancel or forgive that debt, the canceled amount may be taxable.

The Mortgage Debt Relief Act of 2007 generally allows taxpayers to exclude income from the discharge of debt on their principal residence. Debt reduced through mortgage restructuring, as well as mortgage debt forgiven in connection with a foreclosure, qualifies for the relief.

This provision applies to debt forgiven in calendar years 2007 through 2012. Up to $2 million of forgiven debt is eligible for this exclusion ($1 million if married filing separately). The exclusion does not apply if the discharge is due to services performed for the lender or any other reason not directly related to a decline in the home’s value or the taxpayer’s financial condition.

More information, including detailed examples can be found in Publication 4681, Canceled Debts, Foreclosures, Repossessions, and Abandonments. Also see IRS news release IR-2008-17.

The following are the most commonly asked questions and answers about The Mortgage Forgiveness Debt Relief Act and debt cancellation:

What is Cancellation of Debt?
If you borrow money from a commercial lender and the lender later cancels or forgives the debt, you may have to include the cancelled amount in income for tax purposes, depending on the circumstances. When you borrowed the money you were not required to include the loan proceeds in income because you had an obligation to repay the lender. When that obligation is subsequently forgiven, the amount you received as loan proceeds is normally reportable as income because you no longer have an obligation to repay the lender. The lender is usually required to report the amount of the canceled debt to you and the IRS on a Form 1099-C, Cancellation of Debt.

Here’s a very simplified example. You borrow $10,000 and default on the loan after paying back $2,000. If the lender is unable to collect the remaining debt from you, there is a cancellation of debt of $8,000, which generally is taxable income to you.

Is Cancellation of Debt income always taxable?
Not always. There are some exceptions. The most common situations when cancellation of debt income is not taxable involve:

* Qualified principal residence indebtedness: This is the exception created by the Mortgage Debt Relief Act of 2007 and applies to most homeowners.
* Bankruptcy: Debts discharged through bankruptcy are not considered taxable income.
* Insolvency: If you are insolvent when the debt is cancelled, some or all of the cancelled debt may not be taxable to you. You are insolvent when your total debts are more than the fair market value of your total assets.
* Certain farm debts: If you incurred the debt directly in operation of a farm, more than half your income from the prior three years was from farming, and the loan was owed to a person or agency regularly engaged in lending, your cancelled debt is generally not considered taxable income.
* Non-recourse loans: A non-recourse loan is a loan for which the lender’s only remedy in case of default is to repossess the property being financed or used as collateral. That is, the lender cannot pursue you personally in case of default. Forgiveness of a non-recourse loan resulting from a foreclosure does not result in cancellation of debt income. However, it may result in other tax consequences.

These exceptions are discussed in detail in Publication 4681.

What is the Mortgage Forgiveness Debt Relief Act of 2007?
The Mortgage Forgiveness Debt Relief Act of 2007 was enacted on December 20, 2007 (see News Release IR-2008-17). Generally, the Act allows exclusion of income realized as a result of modification of the terms of the mortgage, or foreclosure on your principal residence.

What does exclusion of income mean?
Normally, debt that is forgiven or cancelled by a lender must be included as income on your tax return and is taxable. But the Mortgage Forgiveness Debt Relief Act allows you to exclude certain cancelled debt on your principal residence from income. Debt reduced through mortgage restructuring, as well as mortgage debt forgiven in connection with a foreclosure, qualifies for the relief.

Does the Mortgage Forgiveness Debt Relief Act apply to all forgiven or cancelled debts?
No. The Act applies only to forgiven or cancelled debt used to buy, build or substantially improve your principal residence, or to refinance debt incurred for those purposes. In addition, the debt must be secured by the home. This is known as qualified principal residence indebtedness. The maximum amount you can treat as qualified principal residence indebtedness is $2 million or $1 million if married filing
separately.

Does the Mortgage Forgiveness Debt Relief Act apply to debt incurred to refinance a home?
Debt used to refinance your home qualifies for this exclusion, but only to the extent that the principal balance of the old mortgage, immediately before the refinancing, would have qualified. For more information, including an example, see Publication 4681.

How long is this special relief in effect?
It applies to qualified principal residence indebtedness forgiven in calendar years 2007 through 2012.

Is there a limit on the amount of forgiven qualified principal residence indebtedness that can be excluded from income?
The maximum amount you can treat as qualified principal residence indebtedness is $2 million ($1 million if married filing separately for the tax year), at the time the loan was forgiven. If the balance was greater, see the instructions to Form 982 and the detailed example in Publication 4681.

If the forgiven debt is excluded from income, do I have to report it on my tax return?
Yes. The amount of debt forgiven must be reported on Form 982 and this form must be attached to your tax return.

Do I have to complete the entire Form 982?
No. Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness (and Section 1082 Adjustment), is used for other purposes in addition to reporting the exclusion of forgiveness of qualified principal residence indebtedness. If you are using the form only to report the exclusion of forgiveness of qualified principal residence indebtedness as the result of foreclosure on your principal residence, you only need to complete lines 1e and 2. If you kept ownership of your home and modification of the terms of your mortgage resulted in the forgiveness of qualified principal residence indebtedness, complete lines 1e, 2, and 10b. Attach the Form 982 to your tax return.

Where can I get this form?
If you use a computer to fill out your return, check your tax-preparation software. You can also download the form at IRS.gov, or call 1-800-829-3676. If you call to order, please allow 7-10 days for delivery.

How do I know or find out how much debt was forgiven?
Your lender should send a Form 1099-C, Cancellation of Debt, by February 2, 2009. The amount of debt forgiven or cancelled will be shown in box 2. If this debt is all qualified principal residence indebtedness, the amount shown in box 2 will generally be the amount that you enter on lines 2 and 10b, if applicable, on Form 982.

Can I exclude debt forgiven on my second home, credit card or car loans?
Not under this provision. Only cancelled debt used to buy, build or improve your principal residence or refinance debt incurred for those purposes qualifies for this exclusion. See Publication 4681 for further details.

If part of the forgiven debt doesn't qualify for exclusion from income under this provision, is it possible that it may qualify for exclusion under a different provision?
Yes. The forgiven debt may qualify under the insolvency exclusion. Normally, you are not required to include forgiven debts in income to the extent that you are insolvent. You are insolvent when your total liabilities exceed your total assets. The forgiven debt may also qualify for exclusion if the debt was discharged in a Title 11 bankruptcy proceeding or if the debt is qualified farm indebtedness or qualified real property business indebtedness. If you believe you qualify for any of these exceptions, see the instructions for Form 982. Publication 4681 discusses each of these exceptions and includes examples.

I lost money on the foreclosure of my home. Can I claim a loss on my tax return?
No. Losses from the sale or foreclosure of personal property are not deductible.

If I sold my home at a loss and the remaining loan is forgiven, does this constitute a cancellation of debt?
Yes. To the extent that a loan from a lender is not fully satisfied and a lender cancels the unsatisfied debt, you have cancellation of indebtedness income. If the amount forgiven or canceled is $600 or more, the lender must generally issue Form 1099-C, Cancellation of Debt, showing the amount of debt canceled. However, you may be able to exclude part or all of this income if the debt was qualified principal residence indebtedness, you were insolvent immediately before the discharge, or if the debt was canceled in a title 11 bankruptcy case. An exclusion is also available for the cancellation of certain nonbusiness debts of a qualified individual as a result of a disaster in a Midwestern disaster area. See Form 982 for details.

If the remaining balance owed on my mortgage loan that I was personally liable for was canceled after my foreclosure, may I still exclude the canceled debt from income under the qualified principal residence exclusion, even though I no longer own my residence?
Yes, as long as the canceled debt was qualified principal residence indebtedness. See Example 2 on page 13 of Publication 4681, Canceled Debts, Foreclosures, Repossessions, and Abandonments.

Will I receive notification of cancellation of debt from my lender?
Yes. Lenders are required to send Form 1099-C, Cancellation of Debt, when they cancel any debt of $600 or more. The amount cancelled will be in box 2 of the form.

What if I disagree with the amount in box 2?
Contact your lender to work out any discrepancies and have the lender issue a corrected Form 1099-C.

How do I report the forgiveness of debt that is excluded from gross income?
(1) Check the appropriate box under line 1 on Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness (and Section 1082 Basis Adjustment) to indicate the type of discharge of indebtedness and enter the amount of the discharged debt excluded from gross income on line 2. Any remaining canceled debt must be included as income on your tax return.

(2) File Form 982 with your tax return.

My student loan was cancelled; will this result in taxable income?
In some cases, yes. Your student loan cancellation will not result in taxable income if you agreed to a loan provision requiring you to work in a certain profession for a specified period of time, and you fulfilled this obligation.

Are there other conditions I should know about to exclude the cancellation of student debt?
Yes, your student loan must have been made by:

(a) the federal government, or a state or local government or subdivision;

(b) a tax-exempt public benefit corporation which has control of a state, county or municipal hospital where the employees are considered public employees; or

(c) a school which has a program to encourage students to work in underserved occupations or areas, and has an agreement with one of the above to fund the program, under the direction of a governmental unit or a charitable or educational organization.

Can I exclude cancellation of credit card debt?
In some cases, yes. Nonbusiness credit card debt cancellation can be excluded from income if the cancellation occurred in a title 11 bankruptcy case, or to the extent you were insolvent just before the cancellation. See the examples in Publication 4681.

How do I know if I was insolvent?
You are insolvent when your total debts exceed the total fair market value of all of your assets. Assets include everything you own, e.g., your car, house, condominium, furniture, life insurance policies, stocks, other investments, or your pension and other retirement accounts.

How should I report the information and items needed to prove insolvency?
Use Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness (and Section 1082 Basis Adjustment) to exclude canceled debt from income to the extent you were insolvent immediately before the cancellation. You were insolvent to the extent that your liabilities exceeded the fair market value of your assets immediately before the cancellation.

To claim this exclusion, you must attach Form 982 to your federal income tax return. Check box 1b on Form 982, and, on line 2, include the smaller of the amount of the debt canceled or the amount by which you were insolvent immediately prior to the cancellation. You must also reduce your tax attributes in Part II of Form 982.

My car was repossessed and I received a 1099-C; can I exclude this amount on my tax return?
Only if the cancellation happened in a title 11 bankruptcy case, or to the extent you were insolvent just before the cancellation. See Publication 4681 for examples.

Are there any publications I can read for more information?
Yes.
(1) Publication 4681, Canceled Debts, Foreclosures, Repossessions, and Abandonments (for Individuals) is new and addresses in a single document the tax consequences of cancellation of debt issues.

(2) See the IRS news release IR-2008-17 with additional questions and answers on IRS.gov.

Fort Myers REALTOR

Looking for a full time, professional REALTOR? Check us out. Mary, Donna, Joy and Kevin are ready to help with your real estate needs. Lee and Collier Counties.


Visit The Mary Neilson Team website at www.maryneilson.com or Call 239-243-5989 today!

Cape Coral REALTOR

Looking for a full time, professional REALTOR? Check us out. Mary, Donna, Joy and Kevin are ready to help with your real estate needs. Lee and Collier Counties.


Visit The Mary Neilson Team website at www.maryneilson.com or Call 239-243-5989 today!

Estero Real Estate

Just Listed. Gated!!! Marsh Landing 3 bedroom, 2 bath, pool home. Granite countertops in kitchen, Spacious master bath, formal dining room. Clubhouse, community pool, Tennis courts, low monthly fee. Across 41 from Coconut Point Mall in Estero Florida. $221,900 Call for more information. 239-243-5989

Visit The Mary Neilson Team website at www.maryneilson.com or Call 239-243-5989 today!

Fort Myers Real Estate

Just Listed. Gated Timber Ridge at Gateway in Fort Myers, Florida. 3 bedroom, 2 bath, 2 car garage, large kitchen with granite countertops. Screened lanai. Pine Timber Ln $149,900. Close to the new, under construction, Boston Red Sox Stadium. Call for your private showing. 239-243-5989

Visit The Mary Neilson Team website at www.maryneilson.com or Call 239-243-5989 today!

Cape Coral Real Estate

Just Listed. Not a short sale or foreclosure. SE Cape Coral, 3 bedroom, 2 bath, 2 car garage with pool. Recently renovated and move in ready. Desirable Country Club area of Cape Coral Florida. $154,900

Visit The Mary Neilson Team website at www.maryneilson.com or Call 239-243-5989 today!

Cape Coral Real Estate

Showed gulf access, waterfront, properties in the NW section of Cape Coral today. My buyers asked me to broaden the search to all gulf access homes throughout the Cape, 1992 or newer, 2450 sq ft plus with a pool up to $500,000. I was very surprised to find only 31 properties popped up in the search.

Visit The Mary Neilson Team website at www.maryneilson.com or Call 239-243-5989 today!

Short Sale

Another Short Sale negotiated and closed. Lanier Ct in North Fort Myers. Mortgage Holder Bank of America.

Visit The Mary Neilson Team website at www.maryneilson.com or Call 239-243-5989 today!

Short Sale Cape Coral

Negotiated and Closed another short sale in Cape Coral, Florida. Cape Heather Circle in Heatherwood Lakes. Mortgage holder GMAC.

Visit The Mary Neilson Team website at www.maryneilson.com or Call 239-243-5989 today!

Fort Myers Real Estate

Go to www.maryneilson.com or Call Mary today! 239-243-5989

Cape Coral Real Estate

Go to www.maryneilson.com or Call Mary today! 239-243-5989

Friday, July 29, 2011

SHORT SALE REALTOR

The Mary Neilson Team will list, market and work with your lender to negotiate a short payoff of the mortgage on your property to avoid foreclosure. If you have received notice from the court or your lender, there is still time to short sell. Generally 6 to 9 months.

1) Our Team will gather the needed Paperwork ie; Listing Agreement/Related & Lender Required Documentation.

2) Our Team will contact the lender and submit necessary information & Docs.

3) Our team will Market the Property to Procure a Buyer.

4) Our Team will provide lender with a Pre-Hud once an offer has been submitted.

5) Our Team will negotiate with lender to accept a Short Payoff amount with NO out of pocket to seller. ( Lender to pay commissions, state doc stamps, title insurance & related fees associated with the sale of real estate )

6) Our Team will work toward a Successful Closing.

Available to answer your questions 7 days a week. Contact one of The Mary Neilson Team to walk you through the process.

Mary 239-243-5989 mary@maryneilson.com

Donna 239-443-7413 dmoyer1951@aol.com

Joy McCormack 239-233-6920 macjoy@gmail.com

Kevin Halesworth 239-691-2532 flrec21@aol.com

The Mary Neilson Team recommends seeking the advice of your Attorney and/or Accountant

Search Cape Coral Fort Myers Florida homes MLS Like a Real Estate Agent REALTOR!

Click the link 'SEARCH MLS LIKE AN AGENT' near the upper right of this page or www.maryneilson.listingbook.com to find Lee County real estate. Prices are low and it's time to buy in SW Florida. Input your own criteria and search at your own pace. Find foreclosures, bank owned, short sales (sometimes worth the wait), waterfront homes, sailboat access homes, canal homes, beach, pool, single family, condo, Gulf of Mexico access, gated community, golf community, etc. Choose your favorites then contact the MARY NEILSON TEAM for your private showings. Call 239-243-5989. *7 days a week*

CAPE CORAL REAL ESTATE

Hassle Free!!! Tell one of The Mary Neilson Team real estate agents your criteria or wish list and you can receive all MLS listings as they come on the market. This includes new listings, back on the market listings and listings reduced into your maximum budget. Call or email today... Mary 239-243-5989

Also visit http://www.maryneilson.com

Looking for a Good Realtor in Cape Coral Fort Myers Florida who can help me short sell my home? Call The Mary Neilson Team Today!

For a. Good Realtor in Cape Coral, Fort Myers, Florida who can help me short sale sell my home? The Mary Neilson Team serves all of Lee County Florida including Bonita Springs, Estero, Bokeelia, St James City, Fort Myers Beach, Lehigh Acres and surrounding areas. Call on our Team today. Mary 239-243-5989

For Cape Coral Fort Myers Florida Homes visit www.maryneilson.com

For the most current and active properties listed in MLS, go to www.maryneilson.com..

You will find a Mary Neilson Team real estate agent to assist in your purchase of a;

Cape Coral Florida Waterfront Homes, Single Family Homes, Condo, Waterfront Condos, Townhomes, Canal Home Real Estate

Fort Myers Florida Waterfront Homes, Single Family Homes, Condo, Waterfront Condos, Townhomes, Canal Home Real Estate

Fort Myers Beach Florida Waterfront Homes, Single Family Homes, Condo, Waterfront Condos, Townhomes, Canal Home Real Estate

Or call Mary at 239-243-5989

Short Sale Hardship Letter

What Should I Say In My Short Sale Hardship Letter?

As a Cape Coral, Fort Myers, Florida and all of Lee County, experienced short sale, real estate agent, this is probably the most common question I'm asked by potential short sale sellers. It can become a novel if you are not careful. The short sale hardship letter's purpose is to tell your lender that you can't afford your house and you need to sell it. My advise is to not make the short sale hardship letter any more difficult than it needs to be.

First write about when you purchaed the home and your financial situation at the time. Next, write about the trigger or events that occured after the purchase that led up to your financial difficulty. Those events could include, loss of income, unemployment, reduction in hours, increase in expenses, divorce, illness, etc. Be specific and to the point, if possible attach supporting documentation to your short sale hardship letter. Your short sale hardship letter should include your name, address, loan number, be signed & dated and be no more than 1 page in length.

Before deciding whether to short sale your Florida home, it is essential that you obtain legal and tax advice and consult with an experienced short sale real estate agent.

If you are considering a short sale of your Cape Coral, Fort Myers, Lehigh Acres, Bonita, Estero, Fort Myers Beach, North Fort Myers, St James City, Bokeelia, Florida home or property and would like a FREE short sale consultation, please call me to schedule a confidential meeting. Mary 239-243-5989 The Mary Neilson Team.